3946 E Ridge Rd, Butte, MT 59701 Property Records

Butte-Silver Bow property record for 3946 E Ridge Rd, Butte, MT 59701 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1996
Lot Size	1.69 acres (73,616 sqft)
Owner	Individual Name on File
Last Sale	$381,806 (Oct 2025)
Tax Bill	$2,182 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R015817`

Property Details

APN / Parcel Number

Primary APN	`R015817`
Alternative APNs	`01-1198-28-1-01-04-MINE` `0000441500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	73,616 sqft (1.69 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces
Deck Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000441500
Street Address	3946 E RIDGE RD
City	BUTTE
State	MT
Zip	59701-6607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S28, T03 N, R07 W, 693-A, PARCEL 0B1, TRACT B1, AKA POR MCCARTHY LODE #9009
Legal Range	07W
Legal Township	03N
Legal Section	28
Legal Subdivision	SECTION LAND
Jurisdiction	SILVER BOW MT
Township / Civil Division	BUTTE
Census Block Group	4
Census Block	4009
Census Tract	800

Owner

Source: Butte-Silver Bow records · APN R015817

Assessment roll updated September 18, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3946 E RIDGE RD, BUTTE, MT 59701-6607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 07, 2017	Deed, Transfer
Sep 01, 2017	Warranty Deed, Transfer · Reverse Mortgage AMERICAN ADVISORS GOURP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	Sep 07, 2017
Deed Document Number	2025745258
Prior Transfer Date	Aug 22, 2017
Prior Transfer Doc	000400/108
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SILVER BOW MT
Recording Date	Oct 22, 2025
Property Address	3946 E RIDGE RD, BUTTE, MT 59701-6607
Document Number	0000745258
Instrument Date	Oct 22, 2025
Instrument	745258
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3946 E RIDGE RD, BUTTE, MT 59701-6607

Mortgage

Document Number	0000745259
Date	Oct 22, 2025
Instrument	745259

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SILVER BOW MT
Recording Date	Sep 07, 2017
Property Address	3946 E RIDGE RD, BUTTE, MT 59701-6607
Document Number	000400/178
Book / Page	400 / 178
Instrument Date	Sep 07, 2017
Instrument	686881
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SILVER BOW MT
Recording Date	Sep 01, 2017
Property Address	3946 E RIDGE RD, BUTTE, MT 59701-6607
Document Number	000400/108
Book / Page	400 / 108
Instrument Date	Aug 22, 2017
Instrument	686809
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3946 E RIDGE RD, BUTTE, MT 59701-6607

Mortgage

Document Number	000400/109
Date	Sep 01, 2017
Book Page	400/109
Instrument	686810

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.58%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2018
Change Frequency	Annually
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Butte-Silver Bow records · Assessment roll updated September 18, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Montana
County / Consolidated City	Butte-Silver Bow
Elementary School District	Butte Elementary School District (PK - 08)
Secondary School District	Butte High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,182.00
2025	$2,182.00 (-15.56%)	$381,900 (+32.93%)	$381,900 (+32.93%) Land $104,889 Building $277,011
2023	$2,584.00	$287,300	$287,300 Land $73,095 Building $214,205

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Butte-Silver Bow (30093C), updated May 31, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300930008004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 35% of Montana
Wildfire Likelihood	About 1 in 917 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
Visionary Communications	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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