3946 Bonstead Rd, Clay, NY 13041 Property Records

Onondaga County and Clay Town property record for 3946 Bonstead Rd, Clay, NY 13041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,528 sqft · built 1984
Lot Size	23.6 acres (1,030,630 sqft)
Owner	Individual Name on Record
Tax Bill	$5,806 (2025)
Deeds & Mortgages	May 2023 Refinance Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`312489 024.-01-09.0`

Property Details

APN / Parcel Number

Primary APN	`312489 024.-01-09.0`
Alternative APN	`248902400000010090000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,168 sqft
Basement Area	360 sqft
Finished Basement	360 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	1,030,630 sqft (23.6 acres)
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3946 BONSTEAD RD
City	CLAY
State	NY
Zip	13041-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	FL 15 1169084
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	ONONDAGA NY
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3020
Census Tract	11300

Owner

Source: Onondaga County and Clay Town records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3946 BONSTEAD RD, CLAY, NY 13041-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Jun 26, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 8, 2017
Transfer Doc	0000005430/000000084
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONONDAGA NY
Property Address	3946 BONSTEAD RD, CLAY, NY 13041-9628
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000016771
Date	May 30, 2023
Instrument	20230-00016771

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONONDAGA NY
Recording Date	Jun 26, 2017
Property Address	3946 BONSTEAD RD, CLAY, NY 13041-9628
Document Number	0000005430/0000000847
Book / Page	0000005430 / 0000000847
Instrument Date	Jun 8, 2017
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5731 ROUTE 31, CICERO, NY 13039

Tax Assessment & Valuation

Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Onondaga County
County Subdivision	Clay Town
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,806.00	$6,500 (-) Land $2,000 Building $4,500	$270,833 (+14.58%) Land $83,333 Building $187,500
2024		$6,500 (-) Land $2,000 Building $4,500	$236,364 (+8.36%) Land $72,727 Building $163,637
2023		$6,500 Land $2,000 Building $4,500	$218,121 Land $67,114 Building $151,007

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	23 (1979–2011)
Claims Outside the SFHA	5 of 23
Most Recent Claim	Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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