3946 3rd Ave, Sacramento, CA 95817 Property Records

Sacramento County property record for 3946 3rd Ave, Sacramento, CA 95817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 2025
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (May 2025)
Tax Bill	$4,578 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`014-0102-008-0000`

Property Details

APN / Parcel Number

Primary APN	`014-0102-008-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Roof Material	Composition Shingle
Lot Area	6,800 sqft (0.156 acres)
Garage Area	316 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	3946 3RD AVE
City	SACRAMENTO
State	CA
Zip	95817-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S. 170 FT. OF NO. 190 FT. OF E. 40 FT. HALF ACRELOT 104 SOUTH SACRAMENTO SUB B
Legal Subdivision	SOUTH SACRAMENTO SUB B
Legal Lot Number	104
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4007
Census Tract	1800

Owner

3946 3rd Ave is owned and occupied by two individuals who bought it in May 2025.

Source: Sacramento County records, as of August 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3946 3RD AVE, SACRAMENTO, CA 95817-3008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Aug 17, 2022	Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF SACRAMENTO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on File
Deed Sale	May 7, 2025 · Amount on File
Prior Sale	Aug 17, 2022 · Amount on File
Deed Book / Page	20250507 / 434
Prior Transfer Date	Dec 19, 2013
Prior Transfer Doc	0000000422
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 12, 2026
Property Address	3946 3RD AVE, SACRAMENTO, CA 95817-3008
Document Number	2026000765
Book / Page	20260812 / 765
Instrument Date	Aug 7, 2026
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3946 3RD AVE, SACRAMENTO, CA 95817-3008

Mortgage

Document Number	2026000765,
Date	Aug 12, 2026
Book Page	20260812/765

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 17, 2022
Property Address	3946 3RD AVE, SACRAMENTO, CA 95817-3008
Document Number	0000000877
Instrument Date	Aug 4, 2022
Instrument	2022081700877
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9710 KAPALUM LN, ELK GROVE, CA 95624-1424

Tax Assessment & Valuation

The 2025 property tax bill for 3946 3rd Ave was $4,578, up 109.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$744,156 (+98.44%) Land $224,400 Building $519,756
2025	$4,578.00 (+109.14%)	$375,000 Land $220,000 Building $155,000
2024	$2,189.00 (+2.43%)
2023	$2,137.00 (+2,301.12%)	$185,000 Land $185,000
2022	$89.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3946 3rd Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3946 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 855 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	300 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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