3945 Youngman Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 3945 Youngman Dr, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,445 sqft · built 1955
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,000 (Aug 2024)
Tax Bill	$3,252 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2023 Foreclosure + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41-41-03.-030`

Property Details

APN / Parcel Number

Primary APN	`41-41-03.-030`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area
1st Floor Area	1,032 sqft
Attic	Attic
Attic Area	252 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	20,038 sqft (0.46 acres)
View / Lot	Cul-de-sac
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Oil
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3945 YOUNGMAN DR
City	CINCINNATI
State	OH
Zip	45245-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YOUNGMAN; LOT 30
Legal Subdivision	YOUNGMAN
Legal Lot Number	30
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3001
Census Tract	41202

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 3500, NEWARK, OH 43058-3500
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Line of Credit EASY STREET CAPITAL LLC
Nov 27, 2023	Sheriff's Deed, Foreclosure
Jun 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Nov 10, 2020	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 10, 2019	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Feb 9, 2017	Warranty Deed, Transfer · VA Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2024 · Amount on Record
Deed Sale	Aug 13, 2024 · Amount on Record
Prior Sale	Apr 19, 2024 · Amount on Record
Deed Document Number	202415235
Deed Book / Page	2974 / 909
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3945 YOUNGMAN DR, CINCINNATI, OH 45245-2319
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	783 BERNESE CT, REYNOLDSBURG, OH 43068-2761

Mortgage

Document Number	0000006770
Date	Apr 19, 2024
Book Page	2965/3851
Instrument	202400006770

Lender

Name	EASY STREET CAPITAL LLC
Type	Mortgage Company
Address	1201 E CESAR CHAVEZ ST # 1, AUSTIN, TX 78702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Oct 1, 2024

November 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CLERMONT OH
Recording Date	Nov 27, 2023
Property Address	3945 YOUNGMAN DR, CINCINNATI, OH 45245-2319
Document Number	0000021976
Book / Page	2957 / 1593
Map Reference	MB E PG 14
Instrument Date	Nov 14, 2023
Instrument	202300021976
Transaction Type	Foreclosure
Record Updated	Dec 8, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6101 CONDOR DR, MOORPARK, CA 93021-2602

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3945 YOUNGMAN DR, CINCINNATI, OH 45245-2319
Transaction Type	Mortgage
Record Updated	Jun 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 YOUNGMAN DR, CINCINNATI, OH 45245-2319

Mortgage

Document Number	0000014839
Date	Jun 2, 2022
Book Page	2921/567
Instrument	202200014839

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Oct 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3945 YOUNGMAN DR, CINCINNATI, OH 45245-2319
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 YOUNGMAN DR, CINCINNATI, OH 45245-2319

Mortgage

Document Number	0000031785
Date	Nov 10, 2020
Book Page	2858/4009
Instrument	202000031785

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Oct 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Sep 10, 2019
Property Address	3945 YOUNGMAN DR, CINCINNATI, OH 45245-2319
Document Number	0000019929
Book / Page	2817 / 3398
Map Reference	MB E PG 14
Instrument Date	Sep 9, 2019
Instrument	201900019929
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 YOUNGMAN DR, CINCINNATI, OH 45245-2319

Mortgage

Document Number	0000019930
Date	Sep 10, 2019
Instrument	201900019930

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Feb 9, 2017
Property Address	3945 YOUNGMAN DR, CINCINNATI, OH 45245-2319
Document Number	0000003272
Book / Page	2689 / 1468
Map Reference	PL E PG 14
Instrument Date	Jan 20, 2017
Instrument	201700003272
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 YOUNGMAN DR, CINCINNATI, OH 45245-2319
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003273
Date	Feb 9, 2017
Book Page	2689/1471
Instrument	201700003273

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,252.00 (-49.39%)	$64,610 (-) Land $14,420 Building $50,190
2024			$184,600 (-) Land $41,200 Building $143,400
2023	$6,426.00 (+17%) Homeowner's exemption	$64,610 (+58.16%) Land $14,420 Building $50,190	$184,600 (+58.18%) Land $41,200 Building $143,400
2022	$2,380.00 Homeowner's exemption	$40,850 Land $9,100 Building $31,750
2020			$116,700 Land $26,000 Building $90,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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