Eaton County property record for 3945 Windward Dr, Lansing, MI 48911
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,056 sqft · built 1965 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Jul 2026) |
| Tax Bill | $3,438 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jun 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23504036277141 |
| Primary APN | 23504036277141 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,757 sqft (0.224 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3945 WINDWARD DR |
|---|---|
| City | LANSING |
| State | MI |
| Zip | 48911-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 RES |
| Legal Description | LOT 8 RIVER S EDGE SUB T4N R3W |
| Legal Subdivision | RIVER S EDGE SUB |
| Legal Lot Number | 8 |
| Jurisdiction | EATON MI |
| Township / Civil Division | LANSING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20202 |
3945 Windward Dr is owned by two individuals who bought it in July 2026.
Source: Eaton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2925 MERSEY LN, 10, LANSING, MI 48911-1439 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer LIBERTY TITLE |
| Jun 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
| Aug 9, 2013 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 10, 2012 | Intrafamily Transfer, Transfer |
| Jun 22, 2011 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on File |
| Deed Sale | Jul 10, 2026 · Amount on File |
| Deed Document Number | 20261046 |
| Deed Book / Page | 3200 / 966 |
| Prior Transfer Date | Dec 10, 2012 |
| Prior Transfer Doc | 2431/0309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jul 10, 2026 |
| Property Address | 3945 WINDWARD DR, LANSING, MI 48911-2502 |
| Document Number | 0000001046 |
| Book / Page | 3200 / 966 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20261046 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $156,348.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jun 30, 2026 |
| Property Address | 3945 WINDWARD DR, LANSING, MI 48911-2502 |
| Document Number | 0000000588 |
| Book / Page | 3198 / 1093 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 2026588 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Document Number | 0000000588, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 3198/1093 |
| Instrument | 2026588 |
| Name | MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 3945 WINDWARD DR, LANSING, MI 48911-2502 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 02478/1273 |
|---|---|
| Date | Aug 9, 2013 |
| Book Page | 2478/1273 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2028 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Dec 10, 2012 |
| Property Address | 3945 WINDWARD DR, LANSING, MI 48911-2502 |
| Document Number | 02431/0309 |
| Book / Page | 2431 / 0309 |
| Map Reference | LB1 PG44&45 |
| Instrument Date | Dec 10, 2012 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3945 WINDWARD DR, LANSING, MI 48911-2502 |
| Name | Verified Name |
|---|---|
| Address | 3945 WINDWARD DR, LANSING, MI 48911-2502 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jun 22, 2011 |
| Property Address | 3945 WINDWARD DR, LANSING, MI 48911-2502 |
| Document Number | 02343/0587 |
| Book / Page | 2343 / 0587 |
| Map Reference | LB4 PG44&45 |
| Instrument Date | Jun 22, 2011 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3945 WINDWARD DR, LANSING, MI 48911-2502 |
| Name | Verified Name |
|---|---|
| Address | 3945 WINDWARD DR, LANSING, MI 48911-2502 |
The 2025 property tax bill for 3945 Windward Dr was $3,438, up 3% from the year before.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Lansing City |
| Unified School District | Lansing Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,800 (+7.82%) | $151,600 (+7.82%) | |
| 2025 | $3,438.00 (+2.96%) | $70,300 | $140,600 |
| 2024 | $3,339.00 | ||
| 2023 | $60,500 | $121,000 | |
| 2022 | $2,902.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3945 Windward Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 2, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3945 Windward Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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