3945 W Division St, Apt 3, Chicago, IL 60651 Property Records

Cook County property record for 3945 W Division St, Apt 3, Chicago, IL 60651

Property Summary

Property Type	Condominium
Details	built 1925
Lot Size	0.358 acres (15,602 sqft)
Owner	Company Name on Record
Tax Bill	$1,520 (2022)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-02-300-038-1041`

Property Details

APN / Parcel Number

Primary APN	`16-02-300-038-1041`

Exterior

Year Built	Built 1925
Lot Area	15,602 sqft (0.358 acres)

Location & Zoning

Street Address	3945 W DIVISION ST APT 3, 3
City	CHICAGO
State	IL
Zip	60651-2022
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DIST:77 CITY/MUNI/TWP:WEST CHICAGO
Legal Range	13E
Legal Township	39N
Legal Section	02
Legal Quarter	SW
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	5
Census Block	5001
Census Tract	231200

Owner

Source: Cook County records, as of April 8, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8521 N CHESTER AVE, NILES, IL 60714-1840
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage GREENSTATE CU
Sep 13, 2023	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Aug 11, 2021	Deed of Trust, Mortgage · Commercial Mortgage LAKE FOREST BANK & TRUST CO NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023
Deed Sale	Sep 13, 2023
Prior Sale	May 5, 2021 · Amount on Record
Deed Document Number	2325634014
Record Updated	Jun 7, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3945 W DIVISION ST APT 3, 3, CHICAGO, IL 60651-2022
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0025634027
Date	Sep 13, 2023
Instrument	2325634027

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 10, 2028

Interest

Rate	6.25%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 13, 2023
Property Address	3945 W DIVISION ST APT 3, 3, CHICAGO, IL 60651-2022
Document Number	0025634014
Map Reference	DOC 803015000
Instrument Date	Sep 5, 2023
Instrument	2325634014
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8521 N CHESTER AVE, NILES, IL 60714-1840
Investor	Possibly a Property Investor

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3945 W DIVISION ST APT 3, 3, CHICAGO, IL 60651-2022
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	MANT TITLE AGENCY, GMT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022315002
Date	Aug 11, 2021
Instrument	2122315002

Lender

Name	LAKE FOREST BANK & TRUST CO NA
Type	Bank
Address	LAKE FOREST, IL 60045

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cook County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,520.00 (+2.29%)	$7,392 (-) Land $430 Building $6,962	$73,920 (-) Land $4,300 Building $69,620
2021	$1,486.00	$7,392 Land $430 Building $6,962	$73,920 Land $4,300 Building $69,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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