3945 Surmise St, El Paso, TX 79938 Property Records

El Paso County property record for 3945 Surmise St, El Paso, TX 79938

Property Summary

Property TypeResidential Vacant Land
Lot Size0.134 acres (5,846 sqft)
OwnerIndividual Name on Record
Last Sale$278,342 (Apr 2026)
Tax Bill$1,585 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
APNT287-091-0640-1200

Property Details

APN / Parcel Number

Primary APNT287-091-0640-1200
Alternative APNs
  • 000000735183
  • 735183

Exterior

Lot Area5,846 sqft (0.134 acres)

Location & Zoning

Street Address3945 SURMISE ST
CityEL PASO
StateTX
Zip79938-4940
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionBLK 64 TIERRA DEL ESTE #91 LOT 12
Legal SubdivisionTIERRA DEL ESTE #91
Legal Block64
Legal Lot Number12
JurisdictionEL PASO TX

Owner

Source: El Paso County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3945 SURMISE ST, EL PASO, TX 79938-4940
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2026 · Amount on Record
Deed SaleApr 6, 2026 · Amount on Record
Prior SaleAug 14, 2025
Deed Document Number202627711
Record UpdatedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionEL PASO TX
Recording DateApr 6, 2026
Property Address3945 SURMISE ST, EL PASO, TX 79938-4940
Document Number0000027711
Instrument DateApr 2, 2026
Instrument202627711
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyWEST STARK TITLE, WESTSTAR TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3945 SURMISE ST, EL PASO, TX 79938-4940

Mortgage

Document Number0000027712,
DateApr 6, 2026
Instrument202627712
Lender
NameROCKY MOUNTAIN MORTGAGE LOANS
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.01%
Max Rate-1%

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyEl Paso County
Unified School DistrictClint Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,752 (-48%) Land $26,752$26,752 (-48%) Land $26,752
2025$1,585.00$51,447 Land $51,447$51,447 Land $51,447

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL PASO WATER UTILITIES
serves 747,168 people · EPA ID TX0710002
Water SourceSurface water
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Surmise St

Nearby Streets

Search Property Records by Address or Parcel Number