3945 Star Tree Rd, Jacksonville, FL 32210 Property Records

Duval County property record for 3945 Star Tree Rd, Jacksonville, FL 32210

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,503 sqft · built 1989
Lot Size	0.348 acres (15,156 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Aug 2002)
Tax Bill	$1,364 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`012723-1165`

Property Details

APN / Parcel Number

Primary APN	`012723-1165`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,503 sqft Living Area
Gross Area	2,114 sqft
1st Floor Area	1,503 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,156 sqft (0.348 acres)
Lot Dimensions	219 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	111 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3945 STAR TREE RD
City	JACKSONVILLE
State	FL
Zip	32210-4578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	42-95 03-3S-25E- SPRINGTREE VILLAGE UNIT 2 LOT 16 BLK 2
Legal Range	25E
Legal Township	03S
Legal Section	03
Legal Subdivision	SPRINGTREE VILLG UNIT 02
Legal Block	2
Legal Lot Number	16
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	4
Census Block	4012
Census Tract	12702

Owner

3945 Star Tree Rd is owned and occupied by an individual who bought it in August 2002.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3945 STAR TREE RD, JACKSONVILLE, FL 32210-4578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2002 · Amount on File
Deed Sale	Aug 15, 2002 · Amount on File
Prior Sale	May 20, 2002
Deed Document Number	2002229986
Deed Book / Page	10619 / 1569
Prior Transfer Date	May 3, 2002
Prior Transfer Doc	0000140941
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3945 STAR TREE RD, JACKSONVILLE, FL 32210-4578
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 STAR TREE RD, JACKSONVILLE, FL 32210-4578

Mortgage

Document Number	0207430597
Date	Jul 14, 2023
Book Page	20743/597
Instrument	2023143355

Lender

Name	121 FINANCIAL CU
Type	Credit Union
Address	JACKSONVILLE, FL 32203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 13, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3945 STAR TREE RD, JACKSONVILLE, FL 32210-4578
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 STAR TREE RD, JACKSONVILLE, FL 32210-4578

Mortgage

Document Number	0199632357
Date	Oct 18, 2021
Book Page	19963/2357
Instrument	2021273509

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3945 Star Tree Rd was $1,364 with a homeowner's exemption, up 17.9% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,379 (+2.7%)	$211,149 (+4.03%) Land $55,663 Building $155,486
2025	$1,364.00 (+17.89%) Homeowner's exemption	$96,767	$202,971 Land $45,000 Building $157,971
2024	$1,157.00 (+3.86%)
2023	$1,114.00 (+10.63%) Homeowner's exemption	$91,301 (+3%)	$198,652 (+4.05%) Land $40,000 Building $158,652
2022	$1,007.00 Homeowner's exemption	$88,642	$190,914 Land $40,000 Building $150,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3945 Star Tree Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3945 Star Tree Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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