Chesapeake City property record for 3945 Spring Meadow Cres, Chesapeake, VA 23321
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,322 sqft · built 2003 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $274,900 (Jun 2008) |
| Tax Bill | $4,032 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Apr 2021 Refinance |
| APN | 0232011000050 |
| Primary APN | 0232011000050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,322 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Upper Floors Area | 910 sqft |
| Attic | Attic |
| Attic Area | 532 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 101 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 172 sqft |
| Patio Area | 460 sqft |
| Balcony Area | 26 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3945 SPRING MEADOW CRES |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23321-3168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 5 CEDAR GROVE ACRES SEC 6 |
| Legal Subdivision | CEDAR GROVE ACRES (SEC 6) |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21407 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3945 SPRING MEADOW CRES, CHESAPEAKE, VA 23321-3168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Apr 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2008 · Amount on Record |
| Deed Sale | Jun 9, 2008 · Amount on Record |
| Prior Sale | Jul 29, 2003 · Amount on Record |
| Deed Book / Page | 7513 / 278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3945 SPRING MEADOW CRES, CHESAPEAKE, VA 23321-3168 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 10187/1347 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 10187/1347 |
| Instrument | 200024834 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3945 SPRING MEADOW CRES, CHESAPEAKE, VA 23321-3168 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 00010357/5 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 10357/5 |
| Instrument | 210018502 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,032.00 (+33.95%) | $399,200 (+14.29%) Land $120,000 Building $279,200 | $399,200 (+14.29%) Land $120,000 Building $279,200 |
| 2023 | $349,300 (+4.08%) Land $110,000 Building $239,300 | $349,300 (+4.08%) Land $110,000 Building $239,300 | |
| 2022 | $335,600 Land $95,000 Building $240,600 | $335,600 Land $95,000 Building $240,600 | |
| 2019 | $3,010.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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