3945 S M 52, Owosso, MI 48867 Property Records

Shiawassee County property record for 3945 S M 52, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size4.5 acres (196,020 sqft)
Owner2 Individual Names on Record
Last Sale$305,500 (Oct 2020)
Tax Bill$5,049 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Apr 2018 Transfer
Flood ZoneZone X (minimal risk)
APN010-03-300-002-04

Property Details

APN / Parcel Number

Primary APN010-03-300-002-04

Exterior

Lot Area196,020 sqft (4.5 acres)

Location & Zoning

Street Address3945 S M 52
CityOWOSSO
StateMI
Zip48867-9240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 3 T6N R2E COM 608.50 FT N OF SW COR OF SEC N 200 FT S8925'40!E 987.59 FT S 200 FT N8925'40!W 987.59 FT TO BEG EX W'LY 75
Legal Range02E
Legal Township06N
Legal Section03
JurisdictionSHIAWASSEE MI
Township / Civil DivisionBENNINGTON
Census Block Group3
Census Block3008
Census Tract31401

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3945 S M 52, OWOSSO, MI 48867-9240
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2020Warranty Deed, Transfer · Conventional Mortgage
VAN DYK MORTGAGE CORP
Apr 30, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2020 · Amount on Record
Deed SaleOct 28, 2020 · Amount on Record
Deed Document Number20203338159
Deed Book / Page1274 / 475
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateOct 28, 2020
Property Address3945 S M 52, OWOSSO, MI 48867-9240
Document Number0012740475
Book / Page1274 / 475
Instrument DateSep 22, 2020
Instrument3338159
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyTRANSNATION TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,291.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3945 S M 52, 3945, OWOSSO, MI 48867-9240

Transferred To (Grantee/Buyer)

NameVerified Name
Address3945 S M 52, OWOSSO, MI 48867-9240

Mortgage

Document Number3338160
DateOct 28, 2020
Instrument3338160
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHIAWASSEE MI
Recording DateApr 30, 2018
Property Address3945 S M 52, OWOSSO, MI 48867-9240
Document Number0012450707
Book / Page001245 / 000707
Instrument DateApr 24, 2018
Instrument3309077
Transaction TypeTransfer
Record UpdatedJan 12, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address9075 M 52 PERRY MI 488729728, PERRY, MI 48872-9728

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
County SubdivisionBennington Township
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,600 (+11.5%)$469,200 (+11.5%)
2025$5,049.00 (+2.87%) Homeowner's exemption$210,400 (+20.92%)$420,800 (+20.92%)
2024$4,908.00 (+6.95%)
2023$4,589.00 Homeowner's exemption$174,000$348,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
DayStarr
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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