3945 S 1st St, Abilene, TX 79605 Property Records

Taylor County property record for 3945 S 1st St, Abilene, TX 79605

Property Summary

Property Type	Mixed Use Commercial/Industrial
Details	2 ba · 14,417 sqft · built 1968
Lot Size	1.34 acres (58,788 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jan 2020)
Tax Bill	$9,190 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan May 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`45650002200`

Property Details

APN / Parcel Number

Primary APN	`45650002200`
Alternative APN	`14598`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	14,417 sqft Gross Area
1st Floor Area	14,417 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	58,788 sqft
Lot Dimensions	276 ft deep x 213 ft wide
Parking Spaces	60 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3945 S 1ST ST
City	ABILENE
State	TX
Zip	79605-1647
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Commercial/Industrial
Legal Description	MAC EPLEN SEC 2, BLOCK A, LOT 22
Legal Subdivision	MAC EPLEN SEC 2
Legal Block	A
Legal Lot Number	22
Jurisdiction	TAYLOR TX
Township / Civil Division	ABILENE
Census Block Group	1
Census Block	1003
Census Tract	11400

Owner

3945 S 1st St, a commercial property, is owned by an individual who acquired it in February 2023.

Source: Taylor County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3945 S 1ST ST, ABILENE, TX 79605-1647
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2020 · Amount on File
Deed Sale	Jan 21, 2020 · Amount on File
Prior Sale	Oct 27, 2015 · Amount on File
Deed Document Number	20201020
Last Transfer Date	Feb 8, 2023
Transfer Doc	0000001852
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Recording Date	Apr 29, 2026
Property Address	3945 S 1ST ST, ABILENE, TX 79605-1647
Document Number	0000008491
Instrument Date	Apr 17, 2026
Instrument	20268491
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6502 PEPPERGRASS LN, ABILENE, TX 79606-4820
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008491,
Date	Apr 29, 2026
Instrument	20268491

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	8 Months
Due	Dec 15, 2026

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Recording Date	May 11, 2026
Property Address	3945 S 1ST ST, ABILENE, TX 79605-1647
Document Number	0000009428
Instrument Date	Apr 17, 2026
Instrument	20269428
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6502 PEPPERGRASS LN, ABILENE, TX 79606-4820
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009428,
Date	May 11, 2026
Instrument	20269428

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	19 Months
Due	Dec 15, 2027

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3945 S 1st St was $9,190, up 3.2% from the year before.

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Abilene City
County	Taylor County
Unified School District	Abilene Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,354 (+3.91%) Land $220,455 Building $200,899	$421,354 (+3.91%) Land $220,455 Building $200,899
2025	$9,190.00 (+3.25%)	$405,489 (+4.85%) Land $220,455 Building $185,034	$405,489 (+4.85%) Land $220,455 Building $185,034
2024	$8,901.00 (-1.42%)	$386,747 (-1.27%) Land $220,455 Building $166,292	$386,747 (-1.27%) Land $220,455 Building $166,292
2023	$9,029.00 (-2.95%)	$391,715 Land $220,455 Building $171,260	$391,715 Land $220,455 Building $171,260
2022	$9,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3945 S 1st St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	18 (1988–2016)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Apr 2016 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2002 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3945 S 1st St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABILENE serves 130,501 people · EPA ID TX2210001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Access Fiber.

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