3945 Rocky Falls Ct, Ceres, CA 95307 Property Records

Stanislaus County property record for 3945 Rocky Falls Ct, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,870 sqft · built 2003
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Owner Names on File
Last Sale	$285,000 (Aug 2007)
Tax Bill	$4,537 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086-028-045-000`

Property Details

APN / Parcel Number

Primary APN	`086-028-045-000`
Alternative APN	`0862845`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,870 sqft Living Area

Exterior

Year Built	Built 2003
Construction Type	Wood
Lot Area	8,276 sqft (0.189 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0862845
Street Address	3945 ROCKY FALLS CT
City	CERES
State	CA
Zip	95307-7327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROWN ESTATES #4 (40-M-32) BLK 4144 LOT 20
Legal Subdivision	BROWN ESTATES #4
Legal Block	4144
Legal Lot Number	20
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2003
Census Tract	2505

Owner

Source: Stanislaus County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	3945 ROCKY FALLS CT, CERES, CA 95307-7327
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2007 · Amount on Record
Deed Sale	Aug 10, 2007 · Amount on Record
Prior Sale	Jun 20, 2007 · Amount on Record
Deed Document Number	2007R0103159
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3945 ROCKY FALLS CT, CERES, CA 95307-7327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052186
Date	Jul 22, 2020
Instrument	2020-0052186

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,537.00 (+9.06%)	$374,338 (+4.04%) Land $124,777 Building $249,561
2023	$4,160.00 (+0.31%)	$359,804 Land $119,933 Building $239,871
2022	$4,147.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayera Technologies Fixed Wireless	1,000 / 500
Spectrum Cable	1,000 / 35
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon, Xfinity.

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