3945 Regent Ave, Cincinnati, OH 45212 Property Records

Hamilton County property record for 3945 Regent Ave, Cincinnati, OH 45212

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,700 sqft · built 1899
Lot Size	0.118 acres (5,140 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jun 2026)
Tax Bill	$5,514 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`651-0039-0006-00`

Property Details

APN / Parcel Number

Primary APN	`651-0039-0006-00`
Alternative APN	`0092242`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	1,176 sqft
2nd Floor Area	725 sqft
Attic	Attic
Attic Area	174 sqft
Basement Area	725 sqft
Finished Basement	625 sqft
Unfinished Basement	100 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,140 sqft (0.118 acres)
Lot Dimensions	150 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	200 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3945 REGENT AVE
City	CINCINNATI
State	OH
Zip	45212-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	3945 REGENT 42 X 150 PTS LOTS 167-168 CLENEAYS SUNNYSIDE
Legal Subdivision	CLENEAYS SUNNYSIDE
Legal Lot Number	167-1
Jurisdiction	HAMILTON OH
Township / Civil Division	NORWOOD
Census Block Group	3
Census Block	3000
Census Tract	25600

Owner

3945 Regent Ave is owned and occupied by an individual who bought it in June 2026.

Source: Hamilton County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3945 REGENT AVE, CINCINNATI, OH 45212-3808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · FHA Mortgage SWIFT HOME LOANS INC
Nov 20, 2017	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	Nov 20, 2017 · Amount on File
Deed Document Number	202651496
Deed Book / Page	15694 / 2992
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 25, 2026
Property Address	3945 REGENT AVE, CINCINNATI, OH 45212-3808
Document Number	0000051496
Book / Page	15694 / 2992
Instrument Date	Jun 16, 2026
Instrument	202651496
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	RAPIDS TITLE, RAPID TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,770.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 REGENT AVE, CINCINNATI, OH 45212-3808

Mortgage

Document Number	0000051497,
Date	Jun 25, 2026
Instrument	202651497

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 20, 2017
Property Address	3945 REGENT AVE, CINCINNATI, OH 45212-3808
Document Number	0000006415
Map Reference	MB 9 PG 10
Instrument Date	Oct 26, 2017
Instrument	17-0106415
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3945 REGENT AVE, CINCINNATI, OH 45212-3808

Mortgage

Document Number	0000006416
Date	Nov 20, 2017
Instrument	17-0106416

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3945 Regent Ave was $5,514.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Norwood City
Unified School District	Norwood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,514.00 (-0.04%)	$103,660 (-) Land $26,772 Building $76,888	$296,170 Land $76,490 Building $219,680
2024	$5,516.00 (-0.56%)	$103,660 (-) Land $26,772 Building $76,888
2023	$5,547.00 (+28.28%)	$103,660 (+52.27%) Land $26,772 Building $76,888	$296,170 Land $76,490 Building $219,680
2022	$4,324.00	$68,075 Land $12,138 Building $55,937
2020			$194,500 Land $34,680 Building $159,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3945 Regent Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3945 Regent Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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