3945 Randolph Dr, Lorain, OH 44053 Property Records

Lorain County property record for 3945 Randolph Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,515 sqft · built 2008
Owner	2 Individual Names on Record
Tax Bill	$5,591 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-02-009-101-034`

Property Details

APN / Parcel Number

Primary APN	`02-02-009-101-034`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,515 sqft Living Area
1st Floor Area	1,367 sqft
2nd Floor Area	1,148 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	28 sqft
Deck Area	212 sqft
Patio Area	212 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3945 RANDOLPH DR
City	LORAIN
State	OH
Zip	44053-4434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS AT MARTINS RUN 3 66.67 X 132.98
Legal Subdivision	CROSSINGS AT MARTINS RUN #3
Legal Lot Number	55
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2017
Census Tract	97202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	3945 RANDOLPH DR, LORAIN, OH 44053-4434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 26, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2017
Deed Sale	Apr 24, 2017
Prior Sale	Jun 5, 2015 · Amount on Record
Deed Document Number	2017-0626977
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3945 RANDOLPH DR, LORAIN, OH 44053-4434
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 RANDOLPH DR, LORAIN, OH 44053-4434

Mortgage

Document Number	0000067489
Date	Sep 15, 2025
Instrument	2025-0067489

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3945 RANDOLPH DR, LORAIN, OH 44053-4434
Document Number	0000725877
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3945 RANDOLPH DR LORAIN OH 440534434, LORAIN, OH 44053-4434

Mortgage

Document Number	0000725877
Date	Aug 13, 2019
Instrument	725877

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,591.00	$132,420 (+%) Land $21,000 Building $111,420	$378,330 (-) Land $60,000 Building $318,330
2024	$5,591.00 (+506.4%)	$132,416 (+607.16%) Land $21,000 Building $111,416	$378,330 (+607.16%) Land $60,000 Building $318,330
2023	$922.00 (+4.18%)	$18,725 (+0.03%) Land $17,192 Building $1,533	$53,500 (-) Land $49,120 Building $4,380
2022	$885.00	$18,720 Land $17,190 Building $1,530
2021			$53,500 Land $49,120 Building $4,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, Verizon.

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