Anne Arundel County property record for 3945 Ramsey Dr, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,623 sqft · built 1950 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,608 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-749-00839250 |
| Primary APN | 01-749-00839250 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,623 sqft Living Area |
| 1st Floor Area | 1,259 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,000 sqft (0.184 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 187 sqft |
| Deck Area | 222 sqft |
| Patio Area | 382 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 74900839250 |
|---|---|
| Street Address | 3945 RAMSEY DR |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-4431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LTS 7 TO 10 BK 7 SHOREHAM BEACH |
| Legal Subdivision | SHOREHAM BEACH |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 701201 |
3945 Ramsey Dr is owned and occupied by two individuals who acquired it in June 2025.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3945 RAMSEY DR, EDGEWATER, MD 21037-4431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 17, 2025 |
| Transfer Doc | 0415870481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3945 RAMSEY DR, EDGEWATER, MD 21037-4431 |
| Document Number | 0324580322 |
| Instrument Date | Aug 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | 3945 RAMSEY DR EDGEWATER MD 210374431, EDGEWATER, MD 21037-4431 |
| Document Number | 0324580322 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 032458/000322 |
| Name | BANK OF GLEN BURNIE |
|---|---|
| Type | Bank |
| Address | GLEN BURNIE, MD 21060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3945 Ramsey Dr was $3,608, up 9.6% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,700 (+7.86%) Land $264,000 Building $153,700 | $417,700 (-) Land $264,000 Building $153,700 | |
| 2025 | $3,608.00 (+9.57%) Homeowner's exemption | $387,267 | $417,700 Land $264,000 Building $153,700 |
| 2024 | $3,293.00 (+53.23%) | ||
| 2023 | $2,149.00 Homeowner's exemption | $326,400 Land $204,000 Building $122,400 | $326,400 Land $204,000 Building $122,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3945 Ramsey Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3945 Ramsey Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures