3945 Paseo Grande, Moraga, CA 94556 Property Records

Contra Costa County property record for 3945 Paseo Grande, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,341 sqft · built 1969
Lot Size	0.455 acres (19,800 sqft)
Owner	2 Individual Names on File
Last Sale	$1,544,000 (Jan 2020)
Tax Bill	$20,464 (2025)
Deeds & Mortgages	Jan 2020 Transfer Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`255-563-001-7`

Property Details

APN / Parcel Number

Primary APN	`255-563-001-7`
Alternative APN	`255-563-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,341 sqft Living Area
1st Floor Area	2,341 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1989
Architectural Style	Cluster
Lot Area	19,800 sqft (0.455 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3945 PASEO GRANDE
City	MORAGA
State	CA
Zip	94556-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3696 LOT 17 EX MR
Legal Subdivision	MAP/SUB 3696
Legal Tract	3696
Legal Lot Number	17
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3007
Census Tract	350000

Owner

3945 Paseo Grande is owned and occupied by two individuals who bought it in January 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3945 PASEO GRANDE, MORAGA, CA 94556-1558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jan 14, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 2, 2019	Trustee's Deed, Construction Loan · Construction Mortgage ALEX CHANG
May 29, 2018	Grant Deed, Transfer · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020 · Amount on File
Deed Sale	Jan 14, 2020 · Amount on File
Prior Sale	May 29, 2018 · Amount on File
Deed Document Number	20206780
Prior Transfer Date	Jan 10, 2020
Prior Transfer Doc	0000006779
Record Updated	Oct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 14, 2020
Property Address	3945 PASEO GRANDE, MORAGA, CA 94556-1558
Document Number	0000006779
Instrument Date	Jan 10, 2020
Instrument	6779
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3945 PASEO GRANDE MORAGA CA 945561558, MORAGA, CA 94556-1558

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 14, 2020
Property Address	3945 PASEO GRANDE, MORAGA, CA 94556-1558
Document Number	0000006780
Map Reference	MB 124 PG 25-27
Instrument Date	Jan 3, 2020
Instrument	2020-006780
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE ORINDA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3945 PASEO GRANDE, MORAGA, CA 94556-1558

Mortgage

Document Number	0000006781
Date	Jan 14, 2020
Instrument	2020-006781

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 2, 2019
Property Address	3945 PASEO GRANDE, MORAGA, CA 94556-1558
Instrument Date	Aug 2, 2019
Instrument	121747
Transaction Type	Construction Loan
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4005 PASEO GRANDE MORAGA CA 945561537, MORAGA, CA 94556-1537

Mortgage

Document Number	0000121747
Date	Aug 2, 2019
Instrument	121747

Lender

Name	ALEX CHANG
Address	24 CORTE ENCINA, MORAGA, CA 94556-1531

Agreement

Type	Construction Mortgage
Term	12 Months
Due	Aug 1, 2020

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 29, 2018
Property Address	3945 PASEO GRANDE, MORAGA, CA 94556-1558
Document Number	0000084078
Map Reference	MB 124 PG 25
Instrument Date	May 22, 2018
Instrument	2018-084078
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4005 PASEO GRANDE, MORAGA, CA 94556-1537

Mortgage

Document Number	0000084079
Date	May 29, 2018
Instrument	2018-084079

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 1, 2025
Change Frequency	Monthly
Min Rate At Change	2.5%
Max Rate At Change	10.9%
Index	1-Month LIBOR
Max Rate	10.9%

Tax Assessment & Valuation

The 2025 property tax bill for 3945 Paseo Grande was $20,464 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,722,355 (+2%) Land $1,115,517 Building $606,838
2025	$20,464.00 Homeowner's exemption	$1,688,585 Land $1,093,645 Building $594,940
2023	$19,333.00 (+1.62%) Homeowner's exemption	$1,623,017 Land $1,051,178 Building $571,839
2022	$19,024.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3945 Paseo Grande in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3945 Paseo Grande is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Etheric Networks, Verizon.

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