3945 Plum Tree Rd, Climax, NC 27233 Property Records

Randolph County property record for 3945 Plum Tree Rd, Climax, NC 27233

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,966 sqft · built 2005
Lot Size	3.78 acres (164,657 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Aug 2017)
Tax Bill	$2,701 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7785970955`

Property Details

APN / Parcel Number

Primary APN	`7785970955`
Alternative APN	`0064684`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,966 sqft Living Area
Gross Area	3,562 sqft
1st Floor Area	1,966 sqft
Attic Area	798 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Asbestos
Lot Area	164,657 sqft (3.78 acres)
Garage Type	Mixed
Garage Area	1,822 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	280 sqft
Patio Area	240 sqft
Storage Building	280 sqft
Pole Barn	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	3945 PLUM TREE RD
City	CLIMAX
State	NC
Zip	27233-8120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	PHIL BURGESS CONST;L1 PL:PB103-PG3
Legal Subdivision	PHIL BURGESS CONST
Legal Block	97
Legal Lot Number	1
Jurisdiction	RANDOLPH NC
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1011
Census Tract	31307

Owner

Source: Randolph County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3945 PLUM TREE RD, CLIMAX, NC 27233-8120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 2, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 22, 2017	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2017 · Amount on Record
Deed Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	0002560548
Deed Book / Page	2560 / 548
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH NC
Property Address	3945 PLUM TREE RD, CLIMAX, NC 27233-8120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025310684
Date	Jan 31, 2017
Book Page	2531/0684
Instrument	20035776

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH NC
Property Address	3945 PLUM TREE RD, CLIMAX, NC 27233-8120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027212520
Date	Oct 2, 2020
Book Page	2721/2520
Instrument	20106673

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH NC
Recording Date	Aug 22, 2017
Property Address	3945 PLUM TREE RD, CLIMAX, NC 27233-8120
Document Number	0025600548
Book / Page	2560 / 0548
Map Reference	MB 103 PG 3
Instrument Date	Aug 15, 2017
Instrument	20046989
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1341 W US HIGHWAY 83, 1341, ALAMO, TX 78516-2519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 PLUM TREE RD, CLIMAX, NC 27233-8120

Mortgage

Document Number	20046990
Date	Aug 22, 2017
Instrument	20046990

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Randolph County
Unified School District	Randolph County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,701.00 (+0.56%)	$397,250 (-) Land $77,800 Building $319,450	$397,250 (-) Land $77,800 Building $319,450
2023	$2,686.00	$397,250 Land $77,800 Building $319,450	$397,250 Land $77,800 Building $319,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Carolina Airlink.

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