3945 New Section Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 3945 New Section Rd, Baltimore, MD 21220

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,593 sqft · built 2004
Lot Size0.721 acres (31,416 sqft)
OwnerIndividual Name on Record
Tax Bill$3,175 (2023)
Deeds & MortgagesJan 2023 Reverse Mortgage
APN15-1513065540

Property Details

APN / Parcel Number

Primary APN15-1513065540
Alternative APN
  • 1513065540

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,593 sqft Total Area
1st Floor Area1,593 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area31,416 sqft (0.721 acres)
Lot Width229 ft Width
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area480 sqft
Deck Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number1513065540
Street Address3945 NEW SECTION RD
CityBALTIMORE
StateMD
Zip21220-4029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LT 325 BOWLEYS QUARTERS
Legal SubdivisionBOWLEYS QUARTERS
Legal Lot Number325
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2029
Census Tract451802

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3945 NEW SECTION RD, BALTIMORE, MD 21220-4029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 1979
Deed SaleJun 15, 1979
Deed Document Number022655
Record UpdatedJun 7, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3945 NEW SECTION RD, BALTIMORE, MD 21220-4029
Transaction TypeMortgage
Record UpdatedJan 31, 2023
Title CompanyNEWLYN TTL ASSURANCE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3945 NEW SECTION RD, MIDDLE RIVER, MD 21220-4029

Mortgage

Document Number0477080084
DateJan 19, 2023
Book Page47708/84
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term843 Months
DueApr 4, 2093
Interest
Rate TypeAdjustable Rate
Rate7.03%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2023
Change FrequencyMonthly
Index1-Year CMT
Max Rate12%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,175.00 Homeowner's exemption$450,400 Land $266,800 Building $183,600$450,400 Land $266,800 Building $183,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 234 policies
Nearby Flood Policies234 in force
Nearby Flood Claims351 (1979–2024)
Claims Outside the SFHA53 of 351
Most Recent ClaimAug 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims
  • Hurricane Isabel, Sep 2003 · 224 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on New Section Rd

Nearby Streets

Search Property Records by Address or Parcel Number