3945 Lone Eagle Pl, Sanford, FL 32771 Property Records

Seminole County property record for 3945 Lone Eagle Pl, Sanford, FL 32771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,721 sqft · built 2010
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$100 (Sep 2013)
Tax Bill	$2,200 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-19-31-501-0000-0870`

Property Details

APN / Parcel Number

Primary APN	`34-19-31-501-0000-0870`
Alternative APN	`19313450100000870`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,721 sqft Living Area
Gross Area	3,141 sqft
1st Floor Area	1,447 sqft
Upper Floors Area	1,274 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3945 LONE EAGLE PL
City	SANFORD
State	FL
Zip	32771-5807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 87 STERLING MEADOWS PB 69 PGS 21-28
Legal Range	31E
Legal Township	19S
Legal Section	34
Legal Subdivision	STERLING MEADOWS
Legal Tract	501
Legal Lot Number	87
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1033
Census Tract	21100

Owner

3945 Lone Eagle Pl is owned and occupied by an individual who acquired it in September 2013.

Source: Seminole County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	3945 LONE EAGLE PL, SANFORD, FL 32771-5807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2013 · Amount on File
Deed Sale	Sep 1, 2013 · Amount on File
Prior Sale	Jun 2, 2010 · Amount on File
Deed Book / Page	8169 / 1249
Last Transfer Date	Sep 19, 2013
Transfer Doc	0081691249
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3945 LONE EAGLE PL, SANFORD, FL 32771-5807
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 LONE EAGLE PL, SANFORD, FL 32771-5807

Mortgage

Document Number	0101400168
Date	Jan 7, 2022
Book Page	10140/168
Instrument	2022002536

Lender

Name	MORTGAGEADVISORS COM
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3945 Lone Eagle Pl was $2,200 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,200.00 Homeowner's exemption	$172,473	$380,066 Land $70,000 Building $310,066
2023	$1,994.00 (+2.84%) Homeowner's exemption	$162,730 (+3%)	$365,625 (+3.24%) Land $75,000 Building $290,625
2022	$1,939.00 Homeowner's exemption	$157,990	$354,134 Land $75,000 Building $279,134

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3945 Lone Eagle Pl in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	17 (2008–2024)
Claims Outside the SFHA	7 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 6 claims Hurricane Ian, Sep 2022 · 4 claims Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3945 Lone Eagle Pl is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20