3945 Knott Dr, Apopka, FL 32712 Property Records

Orange County property record for 3945 Knott Dr, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,801 sqft · built 2006
Lot Size	0.351 acres (15,294 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Aug 2015)
Tax Bill	$4,578 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-20-28-7428-09-580`

Property Details

APN / Parcel Number

Primary APN	`17-20-28-7428-09-580`
Alternative APNs	`282017742809580` `172403` `175722` `179188`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,801 sqft Living Area
Gross Area	3,818 sqft
1st Floor Area	2,801 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,294 sqft (0.351 acres)
Garage Type	Attached
Garage Area	694 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	323 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3945 KNOTT DR
City	APOPKA
State	FL
Zip	32712-6447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ROCK SPRINGS RIDGE PHASE VI-A 63/105 LOT 958
Legal Range	28E
Legal Township	20S
Legal Section	17
Legal Subdivision	ROCK SPRINGS RIDGE PHASE 6-A
Legal Phase	VI
Legal Tract	7428
Legal Block	9
Legal Lot Number	958
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2014
Census Tract	17814

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3945 KNOTT DR, APOPKA, FL 32712-6447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 23, 2018	Loan Modification, Mortgage · Conventional Mortgage US SMALL BUSN ADMN
Nov 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2015 · Amount on Record
Deed Sale	Aug 28, 2015 · Amount on Record
Prior Sale	Oct 11, 2006 · Amount on Record
Deed Document Number	2015454498
Deed Book / Page	10975 / 2492
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3945 KNOTT DR, APOPKA, FL 32712-6447
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 KNOTT DR, APOPKA, FL 32712-6447

Mortgage

Document Number	0000051965
Date	Jan 28, 2026
Instrument	20260051965

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	3945 KNOTT DR, APOPKA, FL 32712-6447
Document Number	0000241641
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3945 KNOTT DR APOPKA FL 327126447, APOPKA, FL 32712-6447

Mortgage

Document Number	0000241641
Date	Apr 24, 2018
Instrument	241641

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3945 KNOTT DR, APOPKA, FL 32712-6447
Document Number	0000678170
Instrument Date	Nov 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3945 KNOTT DR APOPKA FL 327126447, APOPKA, FL 32712-6447

Mortgage

Document Number	0000678170
Date	Dec 13, 2017
Instrument	678170

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,642 (+2.7%)	$524,050 (-1.42%) Land $90,000 Building $434,050
2025	$4,578.00 (+1.89%) Homeowner's exemption	$327,792 (+5.99%)	$531,590 (+3.64%) Land $90,000 Building $441,590
2024	$4,493.00 (+7.03%)
2023	$4,198.00 (+4.27%) Homeowner's exemption	$309,276 (+3%)	$512,925 (+12.7%) Land $120,000 Building $392,925
2022	$4,026.00 Homeowner's exemption	$300,268	$455,143 Land $120,000 Building $335,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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