3945 E National Rd, Springfield, OH 45505 Property Records

Clark County property record for 3945 E National Rd, Springfield, OH 45505

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 1 ba · 2,196 sqft · built 1966
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$280,000 (May 2019)
Tax Bill	$5,036 (2024)
Deeds & Mortgages	Dec 2020 Line of Credit Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`300-07-00011-305-006`

Property Details

APN / Parcel Number

Primary APN	`300-07-00011-305-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,196 sqft Total Area
1st Floor Area	1,512 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	87,120 sqft (2 acres)
Garage Area	2,840 sqft
Porch	Porch
Porch Area	586 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Street Address	3945 E NATIONAL RD
City	SPRINGFIELD
State	OH
Zip	45505-1707
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	B-3
Legal Description	PT MID PT S W QR
Legal Block	305
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	5
Census Block	5028
Census Tract	2200

Owner

Source: Clark County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3945 E NATIONAL RD, SPRINGFIELD, OH 45505-1707
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Line of Credit MERCHANTS NATIONAL BANK
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit MERCHANTS NATIONAL BANK
May 8, 2019	Warranty Deed, Transfer OHIO REAL ESTATE TITLE
Apr 26, 2019	Deed of Trust, Mortgage · Line of Credit MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2019 · Amount on Record
Deed Sale	May 8, 2019 · Amount on Record
Prior Sale	Jan 23, 1995 · Amount on Record
Deed Document Number	1643
Deed Book / Page	002156 / 004637
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	3945 E NATIONAL RD, SPRINGFIELD, OH 45505-1707
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	OHIO REAL ESTATE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 E NATIONAL RD, SPRINGFIELD, OH 45505-1707

Mortgage

Document Number	0000017819
Date	Dec 7, 2020
Book Page	2182/276
Instrument	202000017819

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank
Address	SPRINGFIELD, OH 45505

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Oct 14, 2040

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	3945 E NATIONAL RD, SPRINGFIELD, OH 45505-1707
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 E NATIONAL RD, SPRINGFIELD, OH 45505-1707

Mortgage

Document Number	0000009579
Date	Jun 27, 2022
Book Page	2211/5088
Instrument	202200009579

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank
Address	SPRINGFIELD, OH 45505

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 24, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	May 8, 2019
Property Address	3945 E NATIONAL RD, SPRINGFIELD, OH 45505-1707
Document Number	0000005476
Book / Page	002156 / 004637
Instrument Date	Apr 26, 2019
Instrument	5476
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	OHIO REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3945 E NATIONAL RD SPRINGFIELD OH 455051707, SPRINGFIELD, OH 45505-1707

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	3945 E NATIONAL RD, SPRINGFIELD, OH 45505-1707
Document Number	0000005477
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3945 E NATIONAL RD SPRINGFIELD OH 455051707, SPRINGFIELD, OH 45505-1707

Mortgage

Document Number	0000005477
Date	May 8, 2019
Book Page	002156/004640
Instrument	5477

Lender

Name	MERCHANTS NAT'L BK
Type	Bank
Address	SPRINGFIELD, OH 45505

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 7, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Springfield Township
Unified School District	Clark-Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,470 (+30.21%) Land $27,980 Building $72,490	$287,040 (+30.2%) Land $79,930 Building $207,110
2024	$5,036.00 (+4.31%)
2023		$77,160 Land $19,980 Building $57,180
2022	$4,828.00		$220,460 Land $57,090 Building $163,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2026)
Claims Outside the SFHA	5 of 6
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV.

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