3945 E Melinda Dr, Phoenix, AZ 85050 Property Records

Maricopa County property record for 3945 E Melinda Dr, Phoenix, AZ 85050

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,423 sqft · built 2008
Lot Size0.058 acres (2,531 sqft)
OwnerIndividual Name on File
Tax Bill$2,155 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jul 2019 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN212-47-554

Property Details

APN / Parcel Number

Primary APN212-47-554

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area1,423 sqft Living Area
1st Floor Area721 sqft
2nd Floor Area702 sqft

Exterior

Year BuiltBuilt 2008
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area2,531 sqft (0.058 acres)
Parking Spaces2 Parking Spaces
Patio Area182 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3945 E MELINDA DR
CityPHOENIX
StateAZ
Zip85050-8357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM-L
Legal DescriptionDESERT RIDGE SUPERBLOCK 11 PARCEL 1B MCR 877-36
Legal Range04E
Legal Township04N
Legal Section19
Legal QuarterNW
Quarter-Quarter SectionNW
Legal SubdivisionDESERT RIDGE SUPERBLOCK 11 PARCEL 1B
Legal Block11
Legal Lot Number174
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2003
Census Tract615002

Owner

3945 E Melinda Dr is owned and occupied by an individual who acquired it in June 2020.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordIndividual Name on File
Mailing Address3945 E MELINDA DR, PHOENIX, AZ 85050-8357
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
JFQ LENDING INC
Jul 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Jan 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
WESTERN STATE BANK
May 10, 2018Warranty Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2020
Deed SaleJun 19, 2020
Prior SaleApr 19, 2013
Deed Document Number20200540018
Prior Transfer DateMay 10, 2018
Prior Transfer Doc20180357096
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3945 E MELINDA DR, PHOENIX, AZ 85050-8357
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000272542
DateMar 30, 2020
Instrument20200272542
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3945 E MELINDA DR, PHOENIX, AZ 85050-8357
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyGREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3945 E MELINDA DR, PHOENIX, AZ 85050-8357

Mortgage

Document Number0000555722
DateJul 23, 2019
Instrument20190555722
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3945 E MELINDA DR, PHOENIX, AZ 85050-8357
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3945 E MELINDA DR, PHOENIX, AZ 85050-8357

Mortgage

Document Number0000001780
DateJan 4, 2021
Instrument20210001780
Lender
NameWESTERN STATE BANK
TypeBank
AddressWEST FARGO, ND 58078
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 10, 2018
Property Address3945 E MELINDA DR, PHOENIX, AZ 85050-8357
Document Number0000357096
Map ReferenceMB 877 PG 36
Instrument DateApr 26, 2018
Instrument20180357096
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyGREAT AMERICAN TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15023 N 100TH PL, 15023, SCOTTSDALE, AZ 85260-9226

Transferred To (Grantee/Buyer)

NameVerified Name
Address3945 E MELINDA DR, PHOENIX, AZ 85050-8357

Mortgage

Document Number0000357097
DateMay 10, 2018
Instrument20180357097
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3945 E Melinda Dr was $2,155.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,920$439,200 Land $87,800 Building $351,400
2025$2,155.00
2024$44,350$443,500 Land $88,700 Building $354,800
2023$2,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3945 E Melinda Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3945 E Melinda Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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