3945 E Four Creeks Ct, Visalia, CA 93292 Property Records

Tulare County property record for 3945 E Four Creeks Ct, Visalia, CA 93292

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,232 sqft · built 2002
Lot Size	0.216 acres (9,412 sqft)
Owner	Individual Name on Record
Tax Bill	$3,634 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2019 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`103-360-077-000`

Property Details

APN / Parcel Number

Primary APN	`103-360-077-000`
Alternative APNs	`103-360-077` `10336077000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,232 sqft Living Area
1st Floor Area	2,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	9,412 sqft (0.216 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	103-360-077
Street Address	3945 E FOUR CREEKS CT
City	VISALIA
State	CA
Zip	93292-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	LOT 21 RIVER RUN RANCH PHASE 1 RM 39-27
Legal Subdivision	RIVER RUN RANCH PHASE 1
Legal Lot Number	21
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	1
Census Block	1022
Census Tract	1304

Owner

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3945 E FOUR CREEKS CT, VISALIA, CA 93292-4127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 22, 2019	Quit Claim Deed SPL INC
Nov 22, 2019	Grant Deed, Transfer · FHA Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2019
Deed Sale	Nov 22, 2019
Prior Sale	Nov 22, 2019 · Amount on Record
Deed Document Number	201969181
Prior Transfer Date	Nov 15, 2019
Prior Transfer Doc	0000069181
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	3945 E FOUR CREEKS CT, VISALIA, CA 93292-4127
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 E FOUR CREEKS CT, VISALIA, CA 93292-4127

Mortgage

Document Number	0000085052
Date	Nov 18, 2021
Instrument	2021-0085052

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Dec 1, 2049

November 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	TULARE CA
Recording Date	Nov 22, 2019
Property Address	3945 E FOUR CREEKS CT, VISALIA, CA 93292-4127
Document Number	0000069181
Instrument Date	Nov 7, 2019
Instrument	69181
Record Updated	Dec 12, 2019
Title Company	SPL INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3945 E FOUR CREEKS CT VISALIA CA 932924127, VISALIA, CA 93292-4127

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Nov 22, 2019
Property Address	3945 E FOUR CREEKS CT, VISALIA, CA 93292-4127
Document Number	0000069180
Instrument Date	Sep 20, 2019
Instrument	69180
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	SPL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.50
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3945 E FOUR CREEKS CT VISALIA CA 932924127, VISALIA, CA 93292-4127

Mortgage

Document Number	69182
Date	Nov 22, 2019
Instrument	69182

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$306,764 (+2%) Land $66,929 Building $239,835
2025	$3,634.00 (+3.5%)	$300,750 (+4.04%) Land $65,617 Building $235,133
2024	$3,511.00 (+2.96%)
2023	$3,410.00 (+3.3%)	$289,073 Land $63,070 Building $226,003
2022	$3,301.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Wireless Internet Services Fixed Wireless	100 / 50
OACYS Technology Fixed Wireless	100 / 30
AT&T DSL	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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