3945 E Andrews Ave, Fresno, CA 93726 Property Records

Fresno County property record for 3945 E Andrews Ave, Fresno, CA 93726

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1955
Lot Size	0.154 acres (6,710 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,639 (2025)
Deeds & Mortgages	May 2022 Transfer Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`437-311-16`

Property Details

APN / Parcel Number

Primary APN	`437-311-16`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,710 sqft (0.154 acres)
Lot Dimensions	110 ft deep x 61 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3945 E ANDREWS AVE
City	FRESNO
State	CA
Zip	93726-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 65 TRACT NO 1399 CEDAR KNOLLS NO 2
Legal Subdivision	1399 CEDAR KNOLLS #2
Legal Tract	1399
Legal Lot Number	65
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2013
Census Tract	5203

Owner

3945 E Andrews Ave is owned and occupied by two individuals who acquired it in May 2022.

Source: Fresno County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3945 E ANDREWS AVE, FRESNO, CA 93726-7004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Intrafamily Transfer, Transfer
Apr 21, 2022	Deed of Trust, Mortgage · Line of Credit NOBLE FCU
Sep 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 20, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 7, 2022
Transfer Doc	0000063937
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	May 16, 2022
Property Address	3945 E ANDREWS AVE, FRESNO, CA 93726-7004
Document Number	0000063937
Map Reference	MB 17 PG 38
Instrument Date	May 7, 2022
Instrument	2022-0063937
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 WOODWORTH AVE STE 104, 104, CLOVIS, CA 93612-1060

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	3945 E ANDREWS AVE, FRESNO, CA 93726-7004
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 E ANDREWS AVE, FRESNO, CA 93726-7004

Mortgage

Document Number	0000051585
Date	Apr 21, 2022
Instrument	2022-0051585

Lender

Name	NOBLE FCU
Type	Credit Union
Address	FRESNO, CA 93727

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRESNO CA
Recording Date	Sep 11, 2020
Property Address	3945 E ANDREWS AVE, FRESNO, CA 93726-7004
Document Number	0000122029
Instrument Date	Aug 27, 2020
Instrument	122029
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 E ANDREWS AVE FRESNO CA 937267004, FRESNO, CA 93726-7004

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	FRESNO CA
Recording Date	Sep 20, 2018
Property Address	3945 E ANDREWS AVE, FRESNO, CA 93726-7004
Document Number	0000115241
Instrument Date	Sep 15, 2018
Instrument	115241
Transaction Type	Transfer
Record Updated	Oct 1, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 E ANDREWS AVE FRESNO CA 937267004, FRESNO, CA 93726-7004

Tax Assessment & Valuation

The 2025 property tax bill for 3945 E Andrews Ave was $1,639 with a homeowner's exemption.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$135,059 (+2%) Land $36,054 Building $99,005
2025	$1,639.00 Homeowner's exemption	$132,412 Land $35,348 Building $97,064
2023	$1,544.00 (+1.51%) Homeowner's exemption	$127,272 Land $33,976 Building $93,296
2022	$1,521.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3945 E Andrews Ave in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	Jan 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3945 E Andrews Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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