3945 Dusty Ln, Chico, CA 95973 Property Records

Butte County property record for 3945 Dusty Ln, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,164 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on File
Last Sale	$635,000 (Dec 2013)
Tax Bill	$9,383 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047-350-004-000`

Property Details

APN / Parcel Number

Primary APN	`047-350-004-000`
Alternative APN	`047-350-004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,164 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	1,025 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Old Parcel Number	047-350-004
Street Address	3945 DUSTY LN
City	CHICO
State	CA
Zip	95973-9460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VLDR
Legal Description	3945 DUSTY LANE
Legal Subdivision	FOOTHILL PARK 07 PH 03
Legal Lot Number	22
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1010
Census Tract	1400

Owner

3945 Dusty Ln is owned by a company that acquired it in October 2017 and is owner-occupied.

Source: Butte County records, as of August 21, 2026

Owner of Record	Company Name on File
Mailing Address	3945 DUSTY LN, CHICO, CA 95973-9460
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC
Jun 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2013 · Amount on File
Deed Sale	Dec 20, 2013 · Amount on File
Prior Sale	Oct 26, 2004 · Amount on File
Deed Document Number	201349780
Last Transfer Date	Oct 23, 2017
Transfer Doc	0000038536
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3945 DUSTY LN, CHICO, CA 95973-9460
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	MID VALLEY T&E CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028519
Date	Jul 21, 2020
Instrument	2020-0028519

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3945 DUSTY LN, CHICO, CA 95973-9460
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021814
Date	Jun 26, 2018
Instrument	2018-0021814

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Oct 27, 2017
Property Address	3945 DUSTY LN, CHICO, CA 95973-9460
Document Number	0000038536
Instrument Date	Oct 23, 2017
Instrument	38536
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3945 DUSTY LN CHICO CA 959739460, CHICO, CA 95973-9460

Tax Assessment & Valuation

The 2025 property tax bill for 3945 Dusty Ln was $9,383 with a homeowner's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$835,408 (+2%) Land $200,052 Building $635,356
2025	$9,383.00 Homeowner's exemption	$819,029 Land $196,130 Building $622,899
2024			$1,134,090
2023	$8,701.00 (+1.72%) Homeowner's exemption	$787,227 Land $188,515 Building $598,712
2022	$8,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3945 Dusty Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	15 (1993–2025)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3945 Dusty Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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