Oakland County property record for 3945 Cornwall St, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,314 sqft · built 1939 |
| Lot Size | 0.159 acres (6,926 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $292,000 (Jul 2018) |
| Tax Bill | $6,442 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit Jul 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-07-432-021 |
| Primary APN | 04-25-07-432-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,314 sqft Living Area |
| 1st Floor Area | 1,266 sqft |
| Basement Area | 905 sqft |
| Unfinished Basement | 905 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,926 sqft (0.159 acres) |
| Lot Dimensions | 113 ft deep x 55 ft wide |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 26 sqft |
| Deck Area | 87 sqft |
| Patio Area | 88 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3945 CORNWALL ST |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-1680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 7 & 8 ST JOHN WOODS SUB. NO. 1 LOT 546, ALSO NWLY 17 FT OF LOT 547 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | ST JOHN WOODS |
| Legal Lot Number | 546-547 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 170000 |
Source: Oakland County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3945 CORNWALL ST, BERKLEY, MI 48072-1680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 8, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2018 · Amount on Record |
| Deed Sale | Jul 25, 2018 · Amount on Record |
| Prior Sale | Jul 30, 2002 · Amount on Record |
| Deed Document Number | 2018122625 |
| Deed Book / Page | 52027 / 492 |
| Last Transfer Date | Jul 6, 2020 |
| Transfer Doc | 0000131613 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3945 CORNWALL ST, BERKLEY, MI 48072-1680 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000132834 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 50859/00505 |
| Instrument | 132834 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 8, 2020 |
| Property Address | 3945 CORNWALL ST, BERKLEY, MI 48072-1680 |
| Document Number | 0000131613 |
| Book / Page | 054458 / 000624 |
| Instrument Date | Jul 6, 2020 |
| Instrument | 131613 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3945 CORNWALL ST BERKLEY MI 480721680, BERKLEY, MI 48072-1680 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 25, 2018 |
| Property Address | 3945 CORNWALL ST, BERKLEY, MI 48072-1680 |
| Document Number | 0000122625 |
| Book / Page | 052027 / 000492 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 122625 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | INTERSTATE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,511.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3747 KENMORE RD BERKLEY MI 480721623, BERKLEY, MI 48072-1623 |
| Document Number | 122626 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 052027/000494 |
| Instrument | 122626 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CAHRLOTTE, MI 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 24, 2028 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,442.00 (-2.89%) Homeowner's exemption | $180,290 (+10.4%) | $360,580 (+10.4%) |
| 2024 | $6,634.00 (+19.75%) | ||
| 2023 | $163,300 | $326,600 | |
| 2021 | $5,540.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKLEY serves 14,970 people · EPA ID MI0000630 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Nov 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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