3945 Co Rd 3304, Troy, AL 36079 Property Records

Pike County property record for 3945 Co Rd 3304, Troy, AL 36079

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,444 sqft · built 1988
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jul 2024)
Tax Bill	$488 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`824013`

Property Details

APN / Parcel Number

Primary APN	`824013`
Alternative APNs	`55 17 06 23 0 000 006.001` `785540`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	293 ft deep x 150 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Open Porch
Porch Area	286 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	824013
Street Address	3945 COUNTY ROAD 3304
City	TROY
State	AL
Zip	36079-5618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	1 AC IN SE OF SE/2 BEG E/L OF & N/RW OF RD S 23 T 9 R 21
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	1
Census Block	1012
Census Tract	189102

Owner

Source: Pike County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3798 COUNTY ROAD 4724 S, CUMBY, TX 75433-4537
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALL IN CU
Dec 10, 2025	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 30, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 15, 2015	Warranty Deed, Transfer FIRST BANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on Record
Deed Sale	Jul 30, 2024 · Amount on Record
Prior Sale	Jun 15, 2015 · Amount on Record
Deed Document Number	0020241993
Deed Book / Page	2024 / 1993
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	3945 COUNTY ROAD 3304, TROY, AL 36079-5618
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/6369
Date	Aug 20, 2020
Book Page	2020/6369
Instrument	20206369

Lender

Name	ALL IN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Jul 6, 2042

Interest

Rate Type	Fixed Rate

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	3945 COUNTY ROAD 3304, TROY, AL 36079-5618
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 COUNTY ROAD 3304, TROY, AL 36079-5618

Mortgage

Document Number	MTG2025/9680
Date	Dec 10, 2025
Book Page	MTG 2025/9680

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Jul 30, 2024
Property Address	3945 COUNTY ROAD 3304, TROY, AL 36079-5618
Document Number	DEED2024/1993
Book / Page	DEED 2024 / 1993
Instrument Date	Jul 26, 2024
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3945 COUNTY ROAD 3304, TROY, AL 36079-5618

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3798 COUNTY ROAD 4724 S, CUMBY, TX 75433-4537

Mortgage

Document Number	MTG2024/4754
Date	Jul 30, 2024
Book Page	MTG 2024/4754

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

June 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Jun 15, 2015
Property Address	3945 COUNTY ROAD 3304, TROY, AL 36079-5618
Document Number	02015/1559
Book / Page	2015 / 1559
Instrument Date	Jun 15, 2015
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2309 ANDERSON LAKES DR, OPELIKA, AL 36801-9748

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3945 COUNTY ROAD 3304, TROY, AL 36079-5618

Mortgage

Document Number	02015/3725
Date	Jun 15, 2015
Book Page	2015/3725

Lender

Name	FIRST BANK MORTGAGE
Type	Mortgage Company
Address	2743 PERIMETER PARKWAY BUILDING 100 100

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2045

Tax Assessment & Valuation

Source: Pike County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Unified School District	Pike County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$488.00 (+26.1%)	$16,700 (+11.33%) Land $1,020 Building $15,680	$166,920 (+11.56%) Land $10,200 Building $156,720
2024	$387.00 Homeowner's exemption	$15,000 (-) Land $860 Building $14,140	$149,620 (-) Land $8,500 Building $141,120
2023	$387.00 (+19.44%) Homeowner's exemption	$15,000 (+16.64%)	$149,620 (+16.58%) Land $8,500 Building $141,120
2022	$324.00 Homeowner's exemption	$12,860	$128,340 Land $8,000 Building $120,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000

Cell Coverage

5G and 4G LTE (outdoors only)

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