3945 Central Ave, #2, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 3945 Central Ave, #2, Ocean City, NJ 08226

Property Summary

Property Type	Single Family Home
Details	1,920 sqft · built 1997
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$1,695,000 (Jul 2017)
Tax Bill	$17,791 (2024)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`08-03901-0000-00001-0000-C2`

Property Details

APN / Parcel Number

Primary APN	`08-03901-0000-00001-0000-C2`
Alternative APN	`0803901000000001 C2`

Interior

Stories	1 Story
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached

Location & Zoning

Street Address	3945 CENTRAL AVE, 2
City	OCEAN CITY
State	NJ
Zip	08226-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3945 CENTRAL AVE UNIT B
Legal Block	3901
Legal Lot Number	1
Jurisdiction	CAPE MAY NJ
Township / Civil Division	OCEAN CITY
Census Block Group	2
Census Block	2003
Census Tract	20206

Owner

3945 Central Ave, #2 is owned by two individuals who bought it in July 2017.

Source: Cape May County and Ocean City records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 FARRIER LN, NEWTOWN SQUARE, PA 19073-1135
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Prior Sale	Dec 4, 2000 · Amount on File
Deed Document Number	20171805
Deed Book / Page	3740 / 953
Record Updated	Oct 29, 2026

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jul 14, 2017
Property Address	3945 CENTRAL AVE # 2, 2, OCEAN CITY, NJ 08226-1730
Document Number	0037400953
Book / Page	003740 / 000953
Instrument Date	Mar 28, 2017
Instrument	21805
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	TRIDENT LAND TRANSFER COMPANY, TRIDENT LAND TRANSFER CO

Transaction

Amount	Amount on Record
Tax	$1,695.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 FARRIER LN NEWTOWN SQUARE PA 190731135, NEWTOWN SQUARE, PA 19073-1135

Tax Assessment & Valuation

Source: Cape May County and Ocean City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Ocean City
Unified School District	Ocean City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,585,700 (-) Land $1,075,000 Building $510,700	$1,585,700 (-) Land $1,075,000 Building $510,700
2025		$1,585,700 Land $1,075,000 Building $510,700	$1,585,700 Land $1,075,000 Building $510,700
2024	$17,791.00
2023		$1,585,700 Land $1,075,000 Building $510,700	$1,585,700 Land $1,075,000 Building $510,700
2022	$16,316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3945 Central Ave, #2 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 116 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	633 units insured incl. 517 condo units
Nearby Flood Claims	727 (1978–2021)
Claims Outside the SFHA	2 of 727
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 360 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 118 claims Coastal Storms & Flooding, Apr 1984 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3945 Central Ave, #2 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20