Oakland County property record for 3945 Centennial Dr, Highland, MI 48356
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,559 sqft · built 1996 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Apr 2024) |
| Tax Bill | $3,946 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage May 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | H-11-10-251-019 |
| Primary APN | H-11-10-251-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,559 sqft Living Area |
| 1st Floor Area | 1,541 sqft |
| Basement Area | 1,541 sqft |
| Unfinished Basement | 1,541 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 23,522 sqft (0.54 acres) |
| Garage Area | 515 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3945 CENTENNIAL DR |
|---|---|
| City | HIGHLAND |
| State | MI |
| Zip | 48356-3401 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | KI |
| Legal Description | T3N, R7E, SEC 10 OAKLAND COUNTY CONDOMINIUM PLAN NO 920 CENTENNIAL OAKS UNIT 2 L 15511 P 253 7-25-95 FR 012 |
| Legal Range | 07E |
| Legal Township | 03N |
| Legal Section | 01 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 2 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 131100 |
3945 Centennial Dr, a condominium, is owned and occupied by two individuals who bought it in April 2024.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5600 EAGLE RD, WHITE LAKE, MI 48383-1271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 25, 2024 | Warranty Deed, Transfer · Conventional Mortgage VIBE CU |
| May 1, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2024 · Amount on File |
| Deed Sale | Apr 25, 2024 · Amount on File |
| Deed Document Number | 202445905 |
| Deed Book / Page | 59313 / 343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 25, 2024 |
| Property Address | 3945 CENTENNIAL DR, HIGHLAND, MI 48356-3401 |
| Document Number | 0000045905 |
| Book / Page | 59313 / 343 |
| Map Reference | LB 15511 PG 253-296 |
| Instrument Date | Apr 10, 2024 |
| Instrument | 45905 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Title Company | SELECT TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,737.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4028 N DUCK LAKE RD, HIGHLAND, MI 48356-2010 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5600 EAGLE RD, WHITE LAKE, MI 48383-1271 |
| Document Number | 0000043985 |
|---|---|
| Date | Apr 19, 2024 |
| Book Page | 59303/555 |
| Instrument | 43985 |
| Name | VIBE CU |
|---|---|
| Type | Credit Union |
| Address | NOVI, MI 48377 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year T-Bill |
| Max Rate | 11.2% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 1, 2017 |
| Property Address | 3945 CENTENNIAL DR, HIGHLAND, MI 48356-3401 |
| Document Number | 0000086551 |
| Book / Page | 050622 / 000240 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 86551 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2381 AMBER OAK LN ESCONDIDO CA 920276724, ESCONDIDO, CA 92027-6724 |
The 2025 property tax bill for 3945 Centennial Dr was $3,946 with a homeowner's exemption, up 27.6% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Highland Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,946.00 (+27.62%) Homeowner's exemption | $176,010 | $352,020 |
| 2024 | $3,092.00 | ||
| 2023 | $160,570 | $321,140 | |
| 2021 | $2,602.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3945 Centennial Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3945 Centennial Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND TOWNSHIP serves 3,837 people · EPA ID MI0003312 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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