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3945 Baja Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3945 Baja Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,144 sqft · built 2017
Lot Size0.469 acres (20,473 sqft)
OwnerIndividual Name on File
Last Sale$253,600 (Oct 2017)
Tax Bill$5,597 (2025)
Deeds & MortgagesMar 2022 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN352630096400014300

Property Details

APN / Parcel Number

Primary APN352630096400014300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,144 sqft Heated Area
Gross Area2,606 sqft
1st Floor Area2,144 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,473 sqft (0.469 acres)
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area42 sqft
Patio Area120 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3945 BAJA DR
CitySAINT CLOUD
StateFL
Zip34772-8153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 430
Legal Range30E
Legal Township26S
Legal Section35
Legal SubdivisionWHALEYS CREEK PH 1 2 & 3
Legal Phase1
Legal Tract964
Legal Lot Number430
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2011
Census Tract43304

Owner

Source: Osceola County records · APN 352630096400014300

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3945 BAJA DR, SAINT CLOUD, FL 34772-8153
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Oct 02, 2017Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 2017 · Amount on Record
Deed SaleOct 02, 2017 · Amount on Record
Deed Document Number2017140003
Deed Book / Page5216 / 1625
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3945 BAJA DR, SAINT CLOUD, FL 34772-8153
Transaction TypeMortgage
Record UpdatedApr 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3945 BAJA DR, SAINT CLOUD, FL 34772-8153

Mortgage

Document Number0061782209
DateMar 24, 2022
Book Page6178/2209
Instrument2022046888
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term310 Months
DueJan 01, 2048

October 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 02, 2017
Property Address3945 BAJA DR, SAINT CLOUD, FL 34772-8153
Document Number0052161625
Book / Page5216 / 1625
Map ReferenceMB24 PG161-167
Instrument DateSep 29, 2017
Instrument2017140003
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,775.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address3945 BAJA DR, SAINT CLOUD, FL 34772-8153

Mortgage

Document Number0052161627
DateOct 02, 2017
Instrument5216/1627
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,597.00 (+5.33%) Homeowner's exemption$355,600 (+3.49%) Land $70,000 Building $285,600$355,600 (+3.49%) Land $70,000 Building $285,600
2023$5,314.00 (+9.91%)$343,600 (+10.02%) Land $65,000 Building $278,600$343,600 (+10.02%) Land $65,000 Building $278,600
2022$4,835.00$312,300 Land $60,000 Building $252,300$312,300 Land $60,000 Building $252,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 36 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force
33 of 36 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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