St. Mary's County property record for 39440 Ledford Dr, Clements, MD 20624
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,152 sqft · built 2001 |
| Lot Size | 5.43 acres (236,531 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $57,000 (Jan 1999) |
| Tax Bill | $6,112 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-051579 |
| Primary APN | 03-051579 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,152 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 236,531 sqft (5.43 acres) |
| Garage Type | Built-in |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 643 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 051579 |
|---|---|
| Street Address | 39440 LEDFORD DR |
| City | CLEMENTS |
| State | MD |
| Zip | 20624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 500-3A PLAT 63/41 HEAD OF THE BAY ESTATES |
| Legal Subdivision | THE BAY ESTATES |
| Legal Lot Number | 500 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 875502 |
39440 Ledford Dr is owned and occupied by two individuals who acquired it in November 2023.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39440 LEDFORD DR, CLEMENTS, MD 20624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 1999 · Amount on File |
| Deed Sale | Jan 22, 1999 · Amount on File |
| Deed Document Number | 19991830 |
| Deed Book / Page | 1376 / 450 |
| Last Transfer Date | Nov 16, 2023 |
| Transfer Doc | 6430000012 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 39440 Ledford Dr was $6,112 with a homeowner's exemption.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $659,633 | $697,700 Land $137,200 Building $560,500 | |
| 2025 | $6,112.00 Homeowner's exemption | ||
| 2023 | $5,430.00 Homeowner's exemption | $546,733 | $640,600 Land $136,100 Building $504,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39440 Ledford Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39440 Ledford Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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