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3944 Silverstream Ter, Sanford, FL 32771 Property Records

Seminole County property record for 3944 Silverstream Ter, Sanford, FL 32771

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,697 sqft · built 2019
OwnerIndividual Name on Record
Last Sale$385,000 (Mar 2024)
Tax Bill$4,044 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Dec 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN33-19-31-5VH-0000-0110

Property Details

APN / Parcel Number

Primary APN33-19-31-5VH-0000-0110

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,697 sqft Living Area
1st Floor Area1,697 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area128 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3944 SILVERSTREAM TER
CitySANFORD
StateFL
Zip32771-4009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 RIVERBEND AT CAMERON HEIGHTS PLAT BOOK {83} PAGES {31-38}
Legal Range31
Legal Township19
Legal Section33
Legal SubdivisionRIVERBEND AT CAMERON HEIGHTS
Legal Lot Number11
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group1
Census Block1047
Census Tract21100

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3944 SILVERSTREAM TER, SANFORD, FL 32771-4009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2024Warranty Deed, Transfer · Conventional Mortgage
REACH HOME LOANS LLC
Dec 15, 2023Warranty Deed, Transfer
OS NATIONAL LLC
Oct 2, 2023Warranty Deed, Transfer · Conventional Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP
Nov 8, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2024 · Amount on Record
Deed SaleMar 11, 2024 · Amount on Record
Prior SaleDec 15, 2023 · Amount on Record
Deed Document Number2024021722
Deed Book / Page10593 / 1353
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMar 11, 2024
Property Address3944 SILVERSTREAM TER, SANFORD, FL 32771-4009
Document Number0105931353
Book / Page10593 / 1353
Map ReferenceMB 83 PG 31-38
Instrument DateMar 8, 2024
Instrument2024021722
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3944 SILVERSTREAM TER, SANFORD, FL 32771-4009

Mortgage

Document Number0105931355
DateMar 11, 2024
Instrument10593/1355
Lender
NameREACH HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateDec 15, 2023
Property Address3944 SILVERSTREAM TER, SANFORD, FL 32771-4009
Document Number0105530093
Book / Page10553 / 93
Map ReferenceMB 83 PG 31-38
Instrument DateDec 14, 2023
Instrument2023114211
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,391.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address43 MOSES CARR RD, ROLLINSFORD, NH 03869-5108

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateOct 2, 2023
Property Address3944 SILVERSTREAM TER, SANFORD, FL 32771-4009
Document Number0105160342
Book / Page10516 / 342
Map ReferenceMB 83 PG 31-38
Instrument DateSep 29, 2023
Instrument2023091035
Transaction TypeTransfer
Record UpdatedOct 13, 2023
Title CompanyTITLE QUEST INVS LLC, TITLE QUEST INVESTMENTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address389 SEDGEWICK DR, DAVENPORT, FL 33837-8824

Transferred To (Grantee/Buyer)

NameVerified Name
Address3944 SILVERSTREAM TER, SANFORD, FL 32771-4009

Mortgage

Document Number0010516344
DateOct 2, 2023
Instrument10516/344
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

November 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSEMINOLE FL
Recording DateNov 8, 2019
Property Address3944 SILVERSTREAM TER, SANFORD, FL 32771-4009
Document Number0094740680
Book / Page09474 / 0680
Map ReferenceMB 83 PG 31-38
Instrument DateNov 4, 2019
Instrument2019121835
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address3944 SILVERSTREAM TER, SANFORD, FL 32771-4009

Mortgage

Document Number0009474681
DateNov 8, 2019
Instrument09474/681
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,044.00 (+82%) Homeowner's exemption$337,819 (+83.6%)$337,819 (-0.46%) Land $85,000 Building $252,819
2023$2,222.00 (+2.82%) Homeowner's exemption$183,994 (+3%)$339,371 (+5.09%) Land $85,000 Building $254,371
2022$2,161.00 Homeowner's exemption$178,635$322,938 Land $75,000 Building $247,938

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 56 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies56 in force
Nearby Flood Claims17 (2008–2024)
Claims Outside the SFHA7 of 17
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 6 claims
  • Hurricane Ian, Sep 2022 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANFORD, CITY OF (2 WPS)
serves 79,715 people · EPA ID FL3590205
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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