3944 SE Topsail Ct, Stuart, FL 34997 Property Records

Martin County property record for 3944 SE Topsail Ct, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,871 sqft · built 1977
Lot Size0.238 acres (10,367 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Apr 2011)
Tax Bill$10,803 (2025)
Flood ZoneZone AE (high risk)
APN52-38-41-011-000-0005.0-1-0000

Property Details

APN / Parcel Number

Primary APN52-38-41-011-000-0005.0-1-0000
Alternative APNs
  • 52-38-41-011-000-00050-1
  • 42655

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,871 sqft Living Area
Gross Area3,258 sqft
Utility RoomUtility Room
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1987
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,367 sqft (0.238 acres)
Garage TypeAttached
Garage Area1,387 sqft
Parking Spaces5 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area451 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number42655
Street Address3944 SE TOPSAIL CT
CitySTUART
StateFL
Zip34997-6135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3A
Legal DescriptionMARINER CAY LOT 5
Legal Range41E
Legal Township38S
Legal Section52
Legal SubdivisionMARINER CAY
Legal Block3
Legal Lot Number5
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group3
Census Block3002
Census Tract1301

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3944 SE TOPSAIL CT, STUART, FL 34997-6135
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2011 · Amount on Record
Deed SaleApr 26, 2011 · Amount on Record
Prior SaleDec 12, 2005 · Amount on Record
Deed Document Number20112270705
Deed Book / Page2513 / 2792
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,803.00 (-0.94%) Additional exemption filed$697,117 (+5.99%)$1,097,170 (+0.41%) Land $724,500 Building $372,670
2024$10,905.00 (+1.71%)
2023$10,722.00 (+3.4%) Additional exemption filed$657,739 (+3%)$1,092,720 (+23.33%) Land $724,500 Building $368,220
2022$10,369.00 Homeowner's exemption$638,582$886,030 Land $621,000 Building $265,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 174 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies262 units insured
incl. 88 condo units
Nearby Flood Claims33 (1979–2022)
Claims Outside the SFHA20 of 33
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 8 claims
  • Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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