3944 Pratt St, Plano, IL 60545 Property Records

Kendall County property record for 3944 Pratt St, Plano, IL 60545

Property Summary

Property TypeSingle Family Home
Details1,580 sqft · built 2008
Lot Size0.322 acres (14,011 sqft)
OwnerIndividual Name on File
Last Sale$116,000 (Feb 2016)
Tax Bill$6,191 (2024)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN01-25-204-025

Property Details

APN / Parcel Number

Primary APN01-25-204-025

Interior

Stories2 Stories
Building Area1,580 sqft Living Area
Gross Area1,932 sqft
1st Floor Area1,580 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleBi-Level
Exterior MaterialConcrete
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,011 sqft (0.322 acres)
Garage TypeAttached
Garage Area352 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3944 PRATT ST
CityPLANO
StateIL
Zip60545-2219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 713-2 RYLAND AT LAKEWOOD SPRINGS CONDOS & % INTEREST IN COMMON AREA, CITY OF PLANO
Legal SubdivisionRYLAND AT LAKEWOOD SPRINGS CONDOS
JurisdictionKENDALL IL
Township / Civil DivisionLITTLE ROCK
Census Block Group3
Census Block3060
Census Tract890501

Owner

3944 Pratt St is owned and occupied by an individual who bought it in February 2016.

Source: Kendall County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address3944 PRATT ST, PLANO, IL 60545-2219
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2016 · Amount on File
Deed SaleFeb 5, 2016 · Amount on File
Prior SaleFeb 3, 2009 · Amount on File
Deed Document Number20161730
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address3944 PRATT ST, PLANO, IL 60545-2219
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019151
DateSep 29, 2020
Instrument202000019151
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionLittle Rock Township
MunicipalityPlano City
Unified School DistrictPlano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$86,228 (+24.9%) Land $7,375 Building $78,853$258,684 (+24.9%) Land $22,125 Building $236,559
2024$6,191.00$69,039 Land $6,334 Building $62,705$207,117 Land $19,002 Building $188,115
2022$54,396 Land $4,991 Building $49,405$163,188 Land $14,973 Building $148,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3944 Pratt St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims3 (1997–2013)
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3944 Pratt St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLANO
serves 12,600 people · EPA ID IL0930200
Water SourceGroundwater
Last State InspectionOct 2025
Lead12 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Rise Broadband
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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