3944 Oak Villa Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 3944 Oak Villa Cir, Carmichael, CA 95608

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 1.5 ba · 1,323 sqft · built 1978
Lot Size	0.031 acres (1,341 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Mar 2022)
Tax Bill	$4,470 (2025)
Deeds & Mortgages	Mar 2022 Sale Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258-0330-003-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0330-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,323 sqft Living Area
1st Floor Area	651 sqft
2nd Floor Area	672 sqft
Family Room	Family Room

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,341 sqft (0.031 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3944 OAK VILLA CIR
City	CARMICHAEL
State	CA
Zip	95608-2165
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-2-A (PD)
Legal Description	OAK KNOLL TOWNHOMES 01, LOT 43
Legal Subdivision	OAK KNOLL TOWNHOMES 01
Legal Lot Number	43
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2008
Census Tract	7602

Owner

3944 Oak Villa Cir, a planned unit development, is owned and occupied by an individual who bought it in March 2022.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3944 OAK VILLA CIR, CARMICHAEL, CA 95608-2165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 15, 2020	Grant Deed, Transfer · FHA Mortgage MOVEMENT MTG
Sep 25, 2017	Deed of Trust, Mortgage · Conventional with PMI VITEK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2022 · Amount on File
Deed Sale	Mar 8, 2022 · Amount on File
Prior Sale	Dec 15, 2020 · Amount on File
Deed Book / Page	20220308 / 1173
Prior Transfer Date	Sep 28, 1999
Prior Transfer Doc	9912000999
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 8, 2022
Property Address	3944 OAK VILLA CIR, CARMICHAEL, CA 95608-2165
Document Number	0000001173
Map Reference	MB 89 MAP 14
Instrument Date	Mar 1, 2022
Instrument	2022030801173
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3944 OAK VILLA CIR, CARMICHAEL, CA 95608-2165

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 15, 2020
Property Address	3944 OAK VILLA CIR, CARMICHAEL, CA 95608-2165
Document Number	2012150976
Instrument Date	Dec 11, 2020
Instrument	2012150976
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1202 HENDRY CIR #1202 ROCKLIN CA 957654220, 1202, ROCKLIN, CA 95765-4220

Mortgage

Document Number	2012150977
Date	Dec 15, 2020
Instrument	2012150977

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3944 OAK VILLA CIR, CARMICHAEL, CA 95608-2165
Document Number	1709290777
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3944 OAK VILLA CIR CARMICHAEL CA 956082165, CARMICHAEL, CA 95608-2165

Mortgage

Document Number	1709290777
Date	Sep 29, 2017
Instrument	1709290777

Lender

Name	VITEK MTG
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3944 Oak Villa Cir was $4,470, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$378,848 (+2%) Land $129,890 Building $248,958
2025	$4,470.00 (+0.97%)	$371,421 Land $127,344 Building $244,077
2024	$4,427.00 (+2.6%)
2023	$4,315.00 (+27.32%)	$357,000 Land $122,400 Building $234,600
2022	$3,389.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3944 Oak Villa Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3944 Oak Villa Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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