Shelby County property record for 3944 Oak Forest Dr, Bartlett, TN 38135
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,291 sqft · built 1996 |
| Lot Size | 0.268 acres (11,689 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $217,500 (Aug 2019) |
| Tax Bill | $2,254 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B0-148D-F0-0022 |
| Primary APN | B0-148D-F0-0022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,291 sqft Living Area |
| Gross Area | 2,711 sqft |
| 1st Floor Area | 1,661 sqft |
| Utility Area | 35 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 11,689 sqft (0.268 acres) |
| Lot Dimensions | 128 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 208 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3944 OAK FOREST DR |
|---|---|
| City | BARTLETT |
| State | TN |
| Zip | 38135-9407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | ES OAK FOREST DR |
| Legal Subdivision | DAYBREAK SECTION M |
| Legal Lot Number | 615 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20655 |
3944 Oak Forest Dr is owned and occupied by two individuals who acquired it in December 2021.
Source: Shelby County records, as of June 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3944 OAK FOREST DR, BARTLETT, TN 38135-9407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF BARTLETT |
| Jan 10, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Sep 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MTG |
| Aug 28, 2019 | Warranty Deed, Transfer · FHA Mortgage IBERIABANK MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2019 · Amount on File |
| Deed Sale | Aug 28, 2019 · Amount on File |
| Prior Sale | Aug 4, 2014 · Amount on File |
| Deed Document Number | 201988127 |
| Last Transfer Date | Dec 15, 2021 |
| Transfer Doc | 0000004028 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jun 1, 2026 |
| Property Address | 3944 OAK FOREST DR, BARTLETT, TN 38135-9407 |
| Document Number | 0000044732 |
| Instrument Date | May 20, 2026 |
| Instrument | 202644732 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3944 OAK FOREST DR, BARTLETT, TN 38135-9407 |
| Investor | Possibly a Property Investor |
| Document Number | 0000044732, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 202644732 |
| Name | BANK OF BARTLETT |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 20, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jan 10, 2022 |
| Property Address | 3944 OAK FOREST DR, BARTLETT, TN 38135-9407 |
| Document Number | 0022004028 |
| Map Reference | MB 154 PG 23 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 22004028 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3944 OAK FOREST DR, BARTLETT, TN 38135-9407 |
| Document Number | 0022004029 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 22004029 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3944 OAK FOREST DR, BARTLETT, TN 38135-9407 |
| Document Number | 0000108100 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3944 OAK FOREST DR BARTLETT TN 381359407, BARTLETT, TN 38135-9407 |
| Document Number | 0000108100 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 108100 |
| Name | AMERIHOME MTG |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362-3888 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Aug 28, 2019 |
| Property Address | 3944 OAK FOREST DR, BARTLETT, TN 38135-9407 |
| Document Number | 0000088127 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 88127 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2019 |
| Title Company | HOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE&ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $804.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3944 OAK FOREST DR BARTLETT TN 381359407, BARTLETT, TN 38135-9407 |
| Document Number | 88128 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 88128 |
| Name | IBERIABANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAFAYETTE, LA 70501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2049 |
The 2025 property tax bill for 3944 Oak Forest Dr was $2,254.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Bartlett City |
| County | Shelby County |
| Unified School District | Bartlett City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,254.00 | $83,800 Land $17,100 Building $66,700 | $335,200 Land $68,400 Building $266,800 |
| 2023 | $53,900 Land $11,975 Building $41,925 | ||
| 2022 | $1,827.00 | ||
| 2021 | $215,600 Land $47,900 Building $167,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3944 Oak Forest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3944 Oak Forest Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARTLETT WATER SYSTEM serves 57,129 people · EPA ID TN0000765 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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