3944 Nicholas Ct, Aurora, IL 60504 Property Records

DuPage County property record for 3944 Nicholas Ct, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,414 sqft · built 2000
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$311,000 (Jun 2016)
Tax Bill	$11,387 (2025)
Deeds & Mortgages	Apr 2022 Transfer Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-28-307-011`

Property Details

APN / Parcel Number

Primary APN	`07-28-307-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,414 sqft Living Area
Gross Area	3,600 sqft
1st Floor Area	1,186 sqft
2nd Floor Area	1,228 sqft
Basement Area	1,186 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3944 NICHOLAS CT
City	AURORA
State	IL
Zip	60504-5365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	THATCHERS GROVE ALL
Legal Subdivision	THATCHERS GROVE
Legal Lot Number	78
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2017
Census Tract	846514

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3944 NICHOLAS CT, AURORA, IL 60504-5365
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Intrafamily Transfer, Transfer
Jan 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Prior Sale	Jun 20, 2000 · Amount on Record
Deed Document Number	201664035
Last Transfer Date	Mar 24, 2022
Transfer Doc	0000034825
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Apr 5, 2022
Property Address	3944 NICHOLAS CT, AURORA, IL 60504-5365
Document Number	0000034825
Map Reference	DOC R99-152735
Instrument Date	Mar 24, 2022
Instrument	R2022-034825
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3944 NICHOLAS CT, AURORA, IL 60504-5365

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	3944 NICHOLAS CT, AURORA, IL 60504-5365
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003240
Date	Jan 10, 2017
Instrument	R2017-003240

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.59%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	3944 NICHOLAS CT, AURORA, IL 60504-5365
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085392
Date	Aug 6, 2020
Instrument	R2020-085392

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2045

Interest

Rate Type	Fixed Rate
Rate	2.87%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	3944 NICHOLAS CT, AURORA, IL 60504-5365
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150259
Date	Oct 12, 2021
Instrument	R2021-150259

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,387.00 (+11.44%)	$164,319 (+28.52%) Land $40,644 Building $123,675	$492,957 (+28.52%) Land $121,932 Building $371,025
2022	$10,218.00 Homeowner's exemption	$127,850 Land $31,380 Building $96,470	$383,550 Land $94,140 Building $289,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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