3944 Modesto Dr, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 3944 Modesto Dr, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,042 sqft · built 2005
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Dec 2002)
Tax Bill	$3,703 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`0155-201-17-0000`

Property Details

APN / Parcel Number

Primary APN	`0155-201-17-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,042 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	2,042 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	326 sqft
Patio Area	67 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3944 MODESTO DR
City	SAN BERNARDINO
State	CA
Zip	92404-1947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4542 LOT 9 TR NO 4542 LOT 9 EX MINERAL RIGHTS WITHOUT SURFACE ENTRY
Legal Tract	4542
Legal Block	3
Legal Lot Number	9
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3009
Census Tract	6101

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3944 MODESTO DR, SAN BERNARDINO, CA 92404-1947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTERN EXPRESS LENDING
Jun 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2002 · Amount on Record
Deed Sale	Dec 6, 2002 · Amount on Record
Deed Document Number	2002665681
Last Transfer Date	Sep 14, 2015
Transfer Doc	0000428279
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3944 MODESTO DR, SAN BERNARDINO, CA 92404-1947
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3944 MODESTO DR, SAN BERNARDINO, CA 92404-1947

Mortgage

Document Number	0000469478
Date	Oct 15, 2021
Instrument	2021-0469478

Lender

Name	WESTERN EXPRESS LENDING
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3944 MODESTO DR, SAN BERNARDINO, CA 92404-1947
Document Number	0000259044
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3944 MODESTO DR SAN BERNARDINO CA 924041947, SAN BERNARDINO, CA 92404-1947

Mortgage

Document Number	0000259044
Date	Jun 26, 2017
Instrument	259044

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$295,934 (+2%) Land $49,079 Building $246,855
2025	$3,703.00 (+4.84%) Homeowner's exemption	$290,132 (+4.04%) Land $48,117 Building $242,015
2023	$3,532.00 (-0.11%) Homeowner's exemption	$278,867 Land $46,249 Building $232,618
2022	$3,536.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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