3944 Grayridge Dr, Duluth, GA 30097 Property Records

Gwinnett County property record for 3944 Grayridge Dr, Duluth, GA 30097

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,230 sqft · built 1993
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,803 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`7-206-035`

Property Details

APN / Parcel Number

Primary APN	`7-206-035`
Alternative APN	`R7206 035`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,230 sqft Living Area
1st Floor Area	1,459 sqft
Basement Area	1,459 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	20,909 sqft (0.48 acres)
Lot Width	40 ft Width
Terrain	Low
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	156 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	7206035
Street Address	3944 GRAYRIDGE DR
City	DULUTH
State	GA
Zip	30097-7320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100C-SINGLE FAM RES
Legal Description	L46 BA PEACHTREE BLUFF #1
Legal Subdivision	PEACHTREE
Legal Block	A
Legal Lot Number	46
Legal Unit	1
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1017
Census Tract	50235

Owner

Source: Gwinnett County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3944 GRAYRIDGE DR, DULUTH, GA 30097-7320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BK
Sep 9, 2017	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2002
Deed Sale	Nov 5, 2002
Prior Sale	Nov 5, 2002
Deed Document Number	0002953769
Deed Book / Page	20893 / 48
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3944 GRAYRIDGE DR, DULUTH, GA 30097-7320
Document Number	0578880144
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3944 GRAYRIDGE DR DULUTH GA 300977320, DULUTH, GA 30097-7320

Mortgage

Document Number	0578880144
Date	Sep 24, 2020
Book Page	057888/000144

Lender

Name	ATLANTIC UNION BK
Address	RESTON, VA 20191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 23, 2030

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GWINNETT GA
Property Address	3944 GRAYRIDGE DR, DULUTH, GA 30097-7320
Document Number	0554170550
Instrument Date	Sep 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3944 GRAYRIDGE DR DULUTH GA 300977320, DULUTH, GA 30097-7320

Mortgage

Document Number	0554170550
Date	Sep 25, 2017
Book Page	055417/000550

Lender

Name	SUNTRUST BK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,803.00 (+10.22%)	$234,960 (+4.71%) Land $48,240 Building $186,720	$587,400 (+4.71%) Land $120,600 Building $466,800
2023	$5,265.00	$224,400 Land $40,000 Building $184,400
2022			$561,000 Land $100,000 Building $461,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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