3944 E Hubbard Rd, Midland, MI 48642 Property Records

Midland County property record for 3944 E Hubbard Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,789 sqft · built 2016
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on Record
Last Sale	$25,000 (Mar 2015)
Tax Bill	$9,787 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-010-400-550-00`

Property Details

APN / Parcel Number

Primary APN	`090-010-400-550-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,789 sqft Living Area
Gross Area	6,628 sqft
1st Floor Area	2,855 sqft
Basement Area	2,855 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	660 ft deep x 330 ft wide
Garage Area	1,001 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3944 E HUBBARD RD
City	MIDLAND
State	MI
Zip	48642-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SEC 10 T15N R2E W 1/2 OF NE 1/4 OF NE 1/4 OF SE 1/4.
Legal Range	02E
Legal Township	15N
Legal Section	10
Jurisdiction	MIDLAND MI
Township / Civil Division	LARKIN
Census Block Group	1
Census Block	1000
Census Tract	291104

Owner

Source: Midland County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3944 E HUBBARD RD, MIDLAND, MI 48642-9749
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Intrafamily Transfer, Transfer
Nov 1, 2023	Intrafamily Transfer, Transfer
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2015 · Amount on Record
Deed Sale	Mar 30, 2015 · Amount on Record
Prior Sale	Feb 5, 2009
Deed Book / Page	1585 / 479
Last Transfer Date	Oct 31, 2023
Transfer Doc	001668/900
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Nov 1, 2023
Property Address	3944 E HUBBARD RD, MIDLAND, MI 48642-9749
Document Number	001668/900
Book / Page	1668 / 900
Instrument Date	Oct 20, 2023
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3944 E HUBBARD RD, MIDLAND, MI 48642-9749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3944 E HUBBARD RD, MIDLAND, MI 48642-9749

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Nov 1, 2023
Property Address	3944 E HUBBARD RD, MIDLAND, MI 48642-9749
Document Number	001668/899
Book / Page	1668 / 899
Instrument Date	Oct 20, 2023
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3944 E HUBBARD RD, MIDLAND, MI 48642-9749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3944 E HUBBARD RD, MIDLAND, MI 48642-9749

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	3944 E HUBBARD RD, MIDLAND, MI 48642-9749
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1633/829
Date	May 11, 2020
Book Page	1633/829

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Larkin Charter Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,400 (+9.3%)	$932,800 (+9.3%)
2025	$9,787.00 (-0.5%) Homeowner's exemption	$426,700 (+17.16%)	$853,400 (+17.16%)
2024	$9,836.00 (+7.96%)
2023		$364,200	$728,400
2022	$9,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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