Ottawa County property record for 3944 Dune Shadow Dr, Holland, MI 49424
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,250 sqft · built 1999 |
| Lot Size | 0.332 acres (14,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Dec 2003) |
| Tax Bill | $5,957 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-15-28-460-007 |
| Primary APN | 70-15-28-460-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,250 sqft Living Area |
| 1st Floor Area | 1,094 sqft |
| Basement Area | 1,094 sqft |
| Unfinished Basement | 1,094 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,498 sqft |
| Garage Area | 482 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3944 DUNE SHADOW DR |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49424-2296 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-2 |
| Legal Description | UNIT 7 OAK BLUFFS CONDOMINIUM, AS AMENDED, MASTER DEED RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 1602 PAGES 401-452 CONDOMINIUM SUBDIVISION PLAN NO 147 SEC 28 T5N R16W |
| Legal Range | 16W |
| Legal Township | 05N |
| Legal Section | 28 |
| Legal Subdivision | CONDOMINIUM SUBD |
| Legal Block | 460 |
| Legal Unit | 7 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | PARK |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 22108 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3944 DUNE SHADOW DR, HOLLAND, MI 49424-2296 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK WESTERN MICHIGAN |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Nov 25, 2020 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2003 · Amount on Record |
| Deed Sale | Dec 12, 2003 · Amount on Record |
| Deed Book / Page | 4364 / 124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 3944 DUNE SHADOW DR, HOLLAND, MI 49424-2296 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20180036251 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 2018-0036251 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 3944 DUNE SHADOW DR, HOLLAND, MI 49424-2296 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200018135 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 2020-0018135 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 3944 DUNE SHADOW DR, HOLLAND, MI 49424-2296 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200053185 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2020-0053185 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Park Township |
| Unified School District | West Ottawa Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,300 (+37.69%) | $600,600 (+37.69%) | |
| 2025 | $5,957.00 (+14.84%) | ||
| 2023 | $218,100 | $436,200 | |
| 2022 | $5,187.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1985) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1985 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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