3944 Cherry St, Eaton Rapids, MI 48827 Property Records

Ingham County property record for 3944 Cherry St, Eaton Rapids, MI 48827

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,400 sqft · built 1900
Lot Size	0.303 acres (13,199 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Aug 2020)
Tax Bill	$1,364 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-13-13-17-380-005`

Property Details

APN / Parcel Number

Primary APN	`33-13-13-17-380-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	560 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	264 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3944 CHERRY ST
City	EATON RAPIDS
State	MI
Zip	48827-9625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O 10 S 42 FT OF LOTS 7, 8, 9 & 10 ALSO BEG AT SW COR LOT 7-S 8.25 FT-E 264 FT-N 8.25 FT-W 264 FT TO POB BLK 3 NOVA SCOTIA SEC
Legal Range	02W
Legal Township	01N
Legal Section	17
Legal Subdivision	NOVA SCOTIA
Legal Block	3
Legal Lot Number	7-10
Legal Unit	7
Jurisdiction	INGHAM MI
Township / Civil Division	ONONDAGA
Census Block Group	1
Census Block	1048
Census Tract	6402

Owner

3944 Cherry St is owned and occupied by an individual who bought it in August 2020.

Source: Ingham County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3944 CHERRY ST, EATON RAPIDS, MI 48827-9625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 2, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Prior Sale	Nov 2, 2018 · Amount on File
Deed Document Number	202025712
Prior Transfer Date	Nov 10, 2010
Prior Transfer Doc	0000043345
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Aug 10, 2020
Property Address	3944 CHERRY ST, EATON RAPIDS, MI 48827-9625
Document Number	0000025712
Map Reference	LB 9 PG 118
Instrument Date	Jul 30, 2020
Instrument	2020-025712
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3944 CHERRY ST, 3944, EATON RAPIDS, MI 48827-9625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 HULL RD APT 4, 4, LESLIE, MI 49251-9206

Mortgage

Document Number	0000025713
Date	Aug 10, 2020
Instrument	2020-025713

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Nov 2, 2018
Property Address	3944 CHERRY ST, EATON RAPIDS, MI 48827-9625
Document Number	0000037564
Instrument Date	Oct 26, 2018
Instrument	37564
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 PARK ST HOWARD CITY MI 493299405, HOWARD CITY, MI 49329-9405

Mortgage

Document Number	37565
Date	Nov 2, 2018
Instrument	37565

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3944 Cherry St was $1,364.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Onondaga Township
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,100 (+1.89%)	$140,200 (+1.89%)
2025	$1,364.00 Homeowner's exemption	$68,800 Land $3,600 Building $65,200	$137,600 Land $7,200 Building $130,400
2023		$61,000 Land $3,600 Building $57,400	$122,000 Land $7,200 Building $114,800
2022	$2,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3944 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3944 Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	V F W NATIONAL HOME private · serves 150 people · EPA ID MI0006792
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Frontier DSL	10 / 1

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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