3944 Armada Dr, Indianapolis, IN 46237 Property Records

Marion County property record for 3944 Armada Dr, Indianapolis, IN 46237

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,052 sqft · built 2001
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Tax Bill	$3,265 (2023)
Deeds & Mortgages	Jul 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`49-15-21-112-005.000-500`

Property Details

APN / Parcel Number

Primary APN	`49-15-21-112-005.000-500`
Alternative APN	`5039018`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area
1st Floor Area	1,612 sqft
Upper Floors Area	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Construction Type	Masonry / Concrete Block
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	115 ft deep x 62 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5039018
Old Parcel Number	5039018
Street Address	3944 ARMADA DR
City	INDIANAPOLIS
State	IN
Zip	46237-9150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHMOND HILL SEC 2 L125
Legal Range	04
Legal Township	14
Legal Section	21
Legal Subdivision	RICHMOND HILL SEC 2
Legal Lot Number	125
Jurisdiction	MARION IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1007
Census Tract	381205

Owner

3944 Armada Dr is owned and occupied by an individual who acquired it in July 2019.

Source: Marion County records, as of May 10, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3944 ARMADA DR, INDIANAPOLIS, IN 46237-9150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2019
Deed Sale	Jul 18, 2019
Deed Document Number	0000067293
Record Updated	Jun 7, 2026

July 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jul 18, 2019
Property Address	3944 ARMADA DR, INDIANAPOLIS, IN 46237-9150
Document Number	0000067293
Instrument Date	Jul 12, 2019
Instrument	A201900067293
Transaction Type	Construction Loan
Record Updated	Aug 8, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3944 ARMADA DR, INDIANAPOLIS, IN 46237-9150

Mortgage

Document Number	0000067294
Date	Jul 18, 2019
Instrument	A201900067294

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Perry Township
Consolidated City	Indianapolis City
Unified School District	Perry Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,265.00 (+5.36%) Homeowner's exemption	$258,100 (+7.23%) Land $36,500 Building $221,600	$258,100 (+7.23%) Land $36,500 Building $221,600
2022	$3,099.00 Homeowner's exemption	$240,700 Land $36,500 Building $204,200	$240,700 Land $36,500 Building $204,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3944 Armada Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3944 Armada Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20