3944 7th St, North Beach, MD 20714 Property Records

Calvert County property record for 3944 7th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,294 sqft · built 1940
Lot Size	0.09 acres (3,938 sqft)
Owner	Individual Name on File
Last Sale	$103,900 (Feb 1997)
Tax Bill	$3,481 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-052109`

Property Details

APN / Parcel Number

Primary APN	`03-052109`
Alternative APNs	`3052109` `052109`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,294 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,938 sqft (0.09 acres)
Lot Dimensions	105 ft deep x 47 ft wide
Porch	Porch
Porch Area	176 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	052109
Street Address	3944 7TH ST
City	NORTH BEACH
State	MD
Zip	20714-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 4 W3' OF 3 & E 9 1/2' OF 5 BLK 22 NORTH CHES BEACH
Legal Subdivision	NORTH CHES BEACH 02
Legal Block	22
Legal Lot Number	4
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1033
Census Tract	860404

Owner

3944 7th St is owned and occupied by an individual who bought it in February 1997.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1271, NORTH BEACH, MD 20714-1271
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2017	Deed of Trust, Mortgage · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Dec 11, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 1997 · Amount on File
Deed Sale	Feb 3, 1997 · Amount on File
Prior Sale	Apr 3, 1989 · Amount on File
Deed Document Number	19972295
Deed Book / Page	927 / 216
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3944 7TH ST, NORTH BEACH, MD 20714-4030
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	ADVANCED TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049470168
Date	Feb 22, 2017
Book Page	4947/168

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3944 7TH ST, NORTH BEACH, MD 20714-4030
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	BETTERS LAW TTL & SETMNT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39447 7TH ST, NORTH BEACH, MD 20714

Mortgage

Document Number	0057910233
Date	Dec 11, 2020
Book Page	5791/233

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3944 7th St was $3,481 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,200	$226,000 Land $85,000 Building $141,000
2025	$3,481.00
2023	$2,515.00 Homeowner's exemption	$199,733	$221,800 Land $85,000 Building $136,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3944 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3944 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures