39439 Twilight Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 39439 Twilight Rd, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	1,140 sqft · built 2023
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Sep 2021)
Tax Bill	$6,192 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-017-1900`

Property Details

APN / Parcel Number

Primary APN	`17-017-1900`

Interior

Building Area	1,140 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	56,628 sqft (1.3 acres)
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	200 sqft

Location & Zoning

Street Address	39439 TWILIGHT RD
City	ONAMIA
State	MN
Zip	56359-7928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT W 1/4 COR BETW SEC 17 & 18,S ON SEC LINE 340.5FT, NELY THRU ANGLE OF 104D 17 212 FT TO BEG, S 20D5731E 166.78 FT
Legal Range	26
Legal Township	42
Legal Section	17
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2084
Census Tract	970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39439 TWILIGHT RD, ONAMIA, MN 56359-7928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage SUNRISE BANKS NA
Mar 20, 2024	Deed of Trust, Mortgage · Line of Credit DEERWOOD BANK
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit DEERWOOD BANK
Sep 1, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Sep 23, 2019	Affidavit, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	2021426530
Prior Transfer Date	Sep 12, 2019
Prior Transfer Doc	A413334
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	39439 TWILIGHT RD, ONAMIA, MN 56359-7928
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	UNKNOWN, ABSOLUTE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39439 TWILIGHT RD, ONAMIA, MN 56359-7928

Mortgage

Document Number	000A447834
Date	Sep 11, 2025
Instrument	A447834

Lender

Name	SUNRISE BANKS NA
Type	Bank
Address	SAINT PAUL, MN 55114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	39439 TWILIGHT RD, ONAMIA, MN 56359-7928
Transaction Type	Mortgage
Record Updated	Mar 28, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A440324
Date	Mar 20, 2024
Instrument	A440324

Lender

Name	DEERWOOD BANK
Type	Bank
Address	BRAINERD, MN 56401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	39439 TWILIGHT RD, ONAMIA, MN 56359-7928
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A437894
Date	Sep 13, 2023
Instrument	A437894

Lender

Name	DEERWOOD BANK
Type	Bank
Address	BRAINERD, MN 56401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 1, 2021
Property Address	39439 TWILIGHT RD, ONAMIA, MN 56359-7928
Document Number	A426530
Instrument Date	Aug 23, 2021
Instrument	A426530
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	39439 TWILIGHT RD, ONAMIA, MN 56359-7928

Mortgage

Document Number	000A426531
Date	Sep 1, 2021
Instrument	A426531

Lender

Name	BAY EQUITY LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

September 2019: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MILLE LACS MN
Recording Date	Sep 23, 2019
Property Address	39439 TWILIGHT RD, ONAMIA, MN 56359-7928
Document Number	A413334
Instrument Date	Sep 12, 2019
Instrument	A413334
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 MAIN ST, FORESTON, MN 56330-9600

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,192.00 (+12.21%)	$639,400 (+1.54%) Land $199,100 Building $440,300	$639,400 (+1.54%) Land $199,100 Building $440,300
2025	$5,518.00 (+63.93%) Homeowner's exemption	$629,700 (+66.5%) Land $198,000 Building $431,700	$629,700 (+66.5%) Land $198,000 Building $431,700
2023	$3,366.00	$378,200 Land $230,400 Building $147,800	$378,200 Land $230,400 Building $147,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20

May also be available: Verizon.

Nearby Properties on Twilight Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures