San Joaquin County property record for 3943 Summit Dr, Tracy, CA 95377 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,810 sqft · built 2016 |
| Lot Size | 0.15 acres (6,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $543,000 (Feb 2017) |
| Tax Bill | $11,695 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-700-470-000 |
| Primary APN | 240-700-470-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,810 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,522 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 240-700-47 |
|---|---|
| Street Address | 3943 SUMMIT DR |
| City | TRACY |
| State | CA |
| Zip | 95377-8393 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-FM PT 240-140-31 PER ELLIS PHASE 1A |
| Legal Subdivision | ELLIS PH 1A |
| Legal Block | 2 |
| Legal Lot Number | 122 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 5213 |
Source: San Joaquin County records · APN 240-700-470-000
Assessment roll updated September 24, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3943 SUMMIT DR, TRACY, CA 95377-8393 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Sep 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANSNAP INC |
| Oct 16, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Feb 17, 2017 | Grant Deed, Transfer · Conventional Mortgage CALATLANTIC MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 17, 2017 · Amount on Record |
| Deed Sale | Feb 17, 2017 · Amount on Record |
| Deed Document Number | 201720730 |
| Last Transfer Date | Oct 01, 2019 |
| Transfer Doc | 0000117879 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3943 SUMMIT DR, TRACY, CA 95377-8393 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 3943 SUMMIT DR, TRACY, CA 95377-8393 |
| Document Number | 0000021362 |
|---|---|
| Date | Feb 05, 2021 |
| Instrument | 2021-021362 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3943 SUMMIT DR, TRACY, CA 95377-8393 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3943 SUMMIT DR, TRACY, CA 95377-8393 |
| Document Number | 0000148591 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 2021-148591 |
| Name | LOANSNAP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 16, 2019 |
| Property Address | 3943 SUMMIT DR, TRACY, CA 95377-8393 |
| Document Number | 0000117879 |
| Instrument Date | Oct 01, 2019 |
| Instrument | 117879 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2019 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3943 SUMMIT DR TRACY CA 953778393, TRACY, CA 95377-8393 |
| Document Number | 113451 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 113451 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 17, 2017 |
| Property Address | 3943 SUMMIT DR, TRACY, CA 95377-8393 |
| Document Number | 0000020730 |
| Map Reference | MAP42 PG43 |
| Instrument Date | Feb 07, 2017 |
| Instrument | 2017-020730 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3943 SUMMIT DR, TRACY, CA 95377-8393 |
| Document Number | 0000020731 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 2017-020731 |
| Name | CALATLANTIC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Document Number | 0000020733 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 2017-020733 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,695.00 (+4.71%) Homeowner's exemption | $629,702 (+4.04%) Land $220,507 Building $409,195 | |
| 2023 | $11,169.00 (+2.15%) Homeowner's exemption | $605,252 Land $211,946 Building $393,306 | $885,330 |
| 2022 | $10,934.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 49% of the US · above 29% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,010 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Zinnia Networks | Fixed Wireless (unlicensed) | 200 / 40 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
May also be available at this address: UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.
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