San Joaquin County property record for 3943 Payton Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,453 sqft · built 2003 |
| Lot Size | 0.24 acres (10,451 sqft) |
| Owner | Individual Name on File |
| Last Sale | $825,000 (Nov 2025) |
| Tax Bill | $9,378 (2026) |
| Deeds & Mortgages | Nov 2025 Transfer Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-380-500-000 |
| Primary APN | 248-380-500-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,453 sqft Living Area |
| 1st Floor Area | 2,453 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 10,451 sqft (0.24 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 248-380-50 |
|---|---|
| Street Address | 3943 PAYTON LN |
| City | TRACY |
| State | CA |
| Zip | 95377-7004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 03-FM PT OF 248-380-27 PER GLENBRIAR ESTATES 12D |
| Legal Subdivision | GLENBRIAR ESTATES 12C |
| Legal Block | 2 |
| Legal Lot Number | 38 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 5219 |
3943 Payton Ln is owned and occupied by an individual who bought it in November 2025.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3943 PAYTON LN, TRACY, CA 95377-7004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2025 | Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Nov 6, 2025 | Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 30, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2025 · Amount on File |
| Deed Sale | Nov 6, 2025 · Amount on File |
| Prior Sale | Jan 11, 2011 · Amount on File |
| Prior Transfer Date | Dec 8, 2023 |
| Prior Transfer Doc | 0000105662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 6, 2025 |
| Property Address | 3943 PAYTON LN, TRACY, CA 95377-7004 |
| Document Number | 0000095579 |
| Map Reference | MB 37 PG 47 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2025-095579 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3943 PAYTON LN, TRACY, CA 95377-7004 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 6, 2025 |
| Property Address | 3943 PAYTON LN, TRACY, CA 95377-7004 |
| Document Number | 0000095578 |
| Map Reference | MB 37 PG 47 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2025-095578 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3943 PAYTON LN, TRACY, CA 95377-7004 |
| Document Number | 0000095580 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 2025-095580 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 30, 2021 |
| Property Address | 3943 PAYTON LN, TRACY, CA 95377-7004 |
| Document Number | 0000144976 |
| Map Reference | MB 37 PG 47 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021-144976 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3943 PAYTON LN, TRACY, CA 95377-7004 |
The 2026 property tax bill for 3943 Payton Ln was $9,378, up 70.9% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,378.00 (+70.88%) | ||
| 2025 | $5,488.00 | $397,153 Land $98,647 Building $298,506 | |
| 2023 | $5,220.00 (-3.21%) Homeowner's exemption | $381,732 Land $94,817 Building $286,915 | $820,530 |
| 2022 | $5,393.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3943 Payton Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3943 Payton Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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