3943 Forest Ave, Cincinnati, OH 45212 Property Records

Hamilton County property record for 3943 Forest Ave, Cincinnati, OH 45212

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,822 sqft · built 1900
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$433,000 (Mar 2021)
Tax Bill	$3,617 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`651-0040-0025-00`

Property Details

APN / Parcel Number

Primary APN	`651-0040-0025-00`
Alternative APN	`0011088`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,822 sqft Living Area
Gross Area	3,899 sqft
1st Floor Area	1,077 sqft
2nd Floor Area	1,179 sqft
Attic	Attic
Attic Area	566 sqft
Basement Area	1,077 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	240 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3943 FOREST AVE
City	CINCINNATI
State	OH
Zip	45212-3973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	3943 FOREST AVE 50 X 140 LOT 345 ELSMERE SUB
Legal Subdivision	ELSMERE SUB
Legal Lot Number	345
Jurisdiction	HAMILTON OH
Township / Civil Division	NORWOOD
Census Block Group	3
Census Block	3004
Census Tract	25402

Owner

3943 Forest Ave is owned and occupied by two individuals who bought it in March 2021.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3943 FOREST AVE, CINCINNATI, OH 45212-3973
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 8, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
May 8, 2020	Warranty Deed, Transfer · Line of Credit SPRING VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2021 · Amount on File
Deed Sale	Mar 29, 2021 · Amount on File
Prior Sale	May 8, 2020 · Amount on File
Deed Document Number	202139271
Deed Book / Page	14384 / 3480
Prior Transfer Date	Dec 15, 2006
Prior Transfer Doc	0000000695
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 29, 2021
Property Address	3943 FOREST AVE, CINCINNATI, OH 45212-3973
Document Number	0000039271
Book / Page	14384 / 3480
Map Reference	MB 8 VOL 2 PG 35&36
Instrument Date	Mar 17, 2021
Instrument	2021-0039271
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,299.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441

Mortgage

Document Number	0000039272
Date	Mar 29, 2021
Instrument	2021-0039272

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	May 8, 2020
Property Address	3943 FOREST AVE, CINCINNATI, OH 45212-3973
Document Number	0000043166
Book / Page	014164 / 001289
Instrument Date	May 4, 2020
Instrument	43166
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3943 FOREST AVE CINCINNATI OH 452123973, CINCINNATI, OH 45212-3973

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 8, 2020
Property Address	3943 FOREST AVE, CINCINNATI, OH 45212-3973
Document Number	0000043167
Book / Page	14164 / 1292
Map Reference	MB 8 VOL 2 PG 35&36
Instrument Date	May 4, 2020
Instrument	2020-0043167
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	11229 TERWILLIGERS RUN DR, CINCINNATI, OH 45249-2751
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043168
Date	May 8, 2020
Instrument	2020-0043168

Lender

Name	SPRING VALLEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	16 Months
Due	Sep 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 3943 Forest Ave was $3,617, up 3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Norwood City
Unified School District	Norwood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,617.00 (+2.96%)	$151,550 (-) Land $28,553 Building $122,997	$433,000 Land $81,580 Building $351,420
2024	$3,513.00 (-2.63%)	$151,550 (-) Land $28,553 Building $122,997
2023	$3,608.00 (-1.37%)	$151,550 (%) Land $28,553 Building $122,997	$433,000 Land $81,580 Building $351,420
2022	$3,658.00 Homeowner's exemption	$151,551 Land $12,947 Building $138,604
2020			$433,000 Land $36,990 Building $396,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3943 Forest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3943 Forest Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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