Polk County property record for 3943 Cheverly Dr E, Lakeland, FL 33813 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,139 sqft · built 1988 |
| Lot Size | 0.395 acres (17,224 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Aug 2026) |
| Tax Bill | $7,386 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-06-277804-000290 |
| Primary APN | 24-29-06-277804-000290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,139 sqft Living Area |
| Gross Area | 3,562 sqft |
| 1st Floor Area | 3,033 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,224 sqft (0.395 acres) |
| Lot Dimensions | 173 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 554 sqft |
| Cooling System | Central |
|---|
| Street Address | 3943 CHEVERLY DR E |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-1204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLSMONT SUB PB 75 PG 24 LYING AND BEING IN A PORTION OF SECTIONS 5 & 6 T29S R24E LOT 29 & AN UNDIVIDED INTEREST IN TRACT A |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 06 |
| Legal Subdivision | KELLSMONT SUBDIVISION |
| Legal Tract | A |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10603 |
Source: Polk County records · APN 24-29-06-277804-000290
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3943 CHEVERLY DR E, LAKELAND, FL 33813-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 04, 2026 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK |
| Nov 21, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Mar 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Mar 18, 2021 | Intrafamily Transfer, Transfer |
| Oct 05, 2017 | Warranty Deed, Transfer UNITED TITLE GROUP/LAKELAND LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2026 · Amount on Record |
| Deed Sale | Aug 04, 2026 · Amount on Record |
| Prior Sale | Mar 07, 2022 · Amount on Record |
| Deed Document Number | 2026186400 |
| Deed Book / Page | 14101 / 1182 |
| Prior Transfer Date | Nov 10, 2022 |
| Prior Transfer Doc | 0000303215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 04, 2026 |
| Property Address | 3943 CHEVERLY DR E, LAKELAND, FL 33813-1204 |
| Document Number | 0000186400 |
| Book / Page | 14101 / 1182 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026186400 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2026 |
| Title Company | SMART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $477,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3943 CHEVERLY DR E, LAKELAND, FL 33813-1204 |
| Document Number | 0000186401, |
|---|---|
| Date | Aug 04, 2026 |
| Instrument | 2026186401 |
| Name | SOUTH STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 21, 2022 |
| Property Address | 3943 CHEVERLY DR E, LAKELAND, FL 33813-1204 |
| Document Number | 0000303215 |
| Book / Page | 12491 / 253 |
| Map Reference | MB 75 PG 24 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 2022303215 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1748 BOUGAINVILLEA DR, MINDEN, NV 89423-5108 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1748 BOUGAINVILLEA DR, MINDEN, NV 89423-5108 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 07, 2022 |
| Property Address | 3943 CHEVERLY DR E, LAKELAND, FL 33813-1204 |
| Document Number | 0000060883 |
| Book / Page | 12148 / 1142 |
| Map Reference | MB 75 PG 24 |
| Instrument Date | Mar 03, 2022 |
| Instrument | 2022060883 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | LAKELAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,710.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3725 FRONTAGE RD N, LAKELAND, FL 33810-2858 |
| Name | Verified Name |
|---|---|
| Address | 1748 BOUGAINVILLEA DR, MINDEN, NV 89423-5108 |
| Document Number | 0000060884 |
|---|---|
| Date | Mar 07, 2022 |
| Book Page | 12148/1144 |
| Instrument | 2022060884 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 18, 2021 |
| Property Address | 3943 CHEVERLY DR E, LAKELAND, FL 33813-1204 |
| Document Number | 0000068905 |
| Book / Page | 11627 / 531 |
| Map Reference | MB 75 PG 24 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 2021068905 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3943 CHEVERLY DR E, LAKELAND, FL 33813-1204 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 05, 2017 |
| Property Address | 3943 CHEVERLY DR E, LAKELAND, FL 33813-1204 |
| Document Number | 0102780242 |
| Book / Page | 010278 / 000242 |
| Instrument Date | Oct 02, 2017 |
| Instrument | 190192 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3943 CHEVERLY DR E LAKELAND FL 338131204, LAKELAND, FL 33813-1204 |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,386.00 (+87.32%) | $452,621 (-1.02%) Land $130,000 Building $322,621 | $452,621 (-1.02%) Land $130,000 Building $322,621 |
| 2023 | $3,943.00 (-55.12%) | $457,305 (-4.39%) Land $125,000 Building $332,305 | $457,305 (-4.39%) Land $125,000 Building $332,305 |
| 2022 | $8,785.00 | $478,291 Land $120,000 Building $358,291 | $478,291 Land $120,000 Building $358,291 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 38% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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