3942 Oak Pointe Dr, Lady Lake, FL 32159 Property Records

Lake County property record for 3942 Oak Pointe Dr, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,761 sqft · built 1998
Lot Size	0.68 acres (29,659 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (May 2024)
Tax Bill	$5,471 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-18-24-1500-000-00300`

Property Details

APN / Parcel Number

Primary APN	`15-18-24-1500-000-00300`
Alternative APN	`3774974`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,761 sqft Living Area
1st Floor Area	2,761 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	29,659 sqft (0.68 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	868 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3774974
Street Address	3942 OAK POINTE DR
City	LADY LAKE
State	FL
Zip	32159-3942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK POINTE SUB LOT 3 PB 39 PGS 44-45 ORB 6333 PG 375
Legal Range	24E
Legal Township	18S
Legal Section	15
Legal Subdivision	OAK POINTE
Legal Tract	1500
Legal Lot Number	3
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	2
Census Block	2039
Census Tract	30411

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3942 OAK POINTE DR, LADY LAKE, FL 32159-3942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 17, 2023	Warranty Deed, Transfer BROKERS TITLE/LEESBURG LLC, BROKERS TTL OF LEESBURG LLC
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2024 · Amount on Record
Deed Sale	May 14, 2024 · Amount on Record
Prior Sale	Mar 17, 2023 · Amount on Record
Deed Document Number	2024057057
Deed Book / Page	6333 / 375
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3942 OAK POINTE DR, LADY LAKE, FL 32159-3942
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3942 OAK POINTE DR, LADY LAKE, FL 32159-3942

Mortgage

Document Number	0066642462
Date	Jan 12, 2026
Book Page	6664/2462
Instrument	2026004583

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3942 OAK POINTE DR, LADY LAKE, FL 32159-3942
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3942 OAK POINTE DR, LADY LAKE, FL 32159-3942

Mortgage

Document Number	0056762333
Date	Apr 1, 2021
Book Page	5676/2333
Instrument	2021044188

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 17, 2023
Property Address	3942 OAK POINTE DR, LADY LAKE, FL 32159-3942
Document Number	0061090722
Book / Page	6109 / 722
Map Reference	MB 39 PG 44&45
Instrument Date	Mar 16, 2023
Instrument	2023030686
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	BROKERS TITLE/LEESBURG LLC, BROKERS TTL OF LEESBURG LLC

Transaction

Amount	Amount Recorded
Tax	$3,955.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9425 NEFF RD, CLIO, MI 48420-1628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3942 OAK POINTE DR, LADY LAKE, FL 32159-3942

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3942 OAK POINTE DR, LADY LAKE, FL 32159-3942
Document Number	0051800187
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018
Title Company	FREEDOM TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3942 OAK POINTE DR LADY LAKE FL 321593942, LADY LAKE, FL 32159-3942

Mortgage

Document Number	0051800187
Date	Oct 4, 2018
Book Page	005180/000187
Instrument	116917

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 3, 2033

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,705 (-20.45%) Land $59,200 Building $111,505	$351,495 (+3.99%) Land $59,200 Building $292,295
2024	$5,471.00 (+107.39%)
2023	$2,638.00 (+7.81%)	$214,600 (+3%)	$338,013 (+5.98%) Land $59,200 Building $278,813
2022	$2,447.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$208,350	$318,931 Land $59,200 Building $259,731

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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